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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181030 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181030)

Why use Paypal?

Easy to use and always on hand if you have issues with retailers, never had any negativity with Paypal Reviewed on: 9th June 2026

It's great!

It's great! Easy to use and great value for money! Reviewed on: 9th June 2026

Positive Experience With PayPal Credit

My experience with PayPal credit has been generally positive. It’s an easy and convenient way to spread the costs of new purchases. The APR isn’t overly punitive and paying it off is not a hassle. I use it quite regularly. Reviewed on: 9th June 2026

Paypal credit card

No issues or complaints about using PayPal credit card would definitely recommend it to other people to try but you must be able to manage your finances Reviewed on: 9th June 2026

Always a great customer service experience and the a...

Always a great customer service experience and the app is clear and easy to use Reviewed on: 9th June 2026

Paypal is the best

Since using PayPal for many years, it always been easy and floorless no matter if your sending money to friends or purchasing goods online. You also get the pay in 3 option or PayPal credit its a brilliant service thank you PayPal. Reviewed on: 9th June 2026

Best online payment solution

Offering many different products and the easiest payment option online. I've only ever had positive experience. Reviewed on: 9th June 2026

Peace of mind

It’s a very good way to spreading cost and credit helps the day to day and repaying amounts are affordable Reviewed on: 9th June 2026

Great service, easy to navigate and understand

Great service, easy to navigate and understand Reviewed on: 9th June 2026

I love PayPal credit it’s excellent

I love PayPal credit it’s excellent Reviewed on: 9th June 2026

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