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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,067 reviews, last reviewed 25th Apr 2026
3162200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Always great communication. Reviewed on: 25th April 2026
Chris T's avatar
Chris T

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85067)

very reliable I use it very often

5
very reliable I use it very often Reviewed on: 26th May 2025
Kamila S's avatar
Kamila S

Good all round experience, love the flexibility and...

5
Good all round experience, love the flexibility and promotions they offer. Reviewed on: 26th May 2025
Sean G's avatar
Sean G

Spread the cost for convenience.

5
There have been many occasions when I wanted to or had to buy certain items that I could not afford buying it at once. PayPal credit came in handy for spreading out the costs. Reviewed on: 26th May 2025
Altaz's avatar
Altaz

Great options to split costs, always reliable site t...

5
Great options to split costs, always reliable site to make purchases Reviewed on: 26th May 2025
ZS's avatar
ZS

So easy to use and maintain on the app.

5
So easy to use and maintain on the app. Plenty of update messages to make sure everything is on time. Reviewed on: 26th May 2025
M's avatar
M

Quick approvals-used everywhere

5
Quick approvals, always know when to pay and how, and used in alsmost all online shops. Reviewed on: 26th May 2025
Ioannis's avatar
Ioannis

Will always choose sellers that accept Paypal...

5
I always choose a Company/Store that accepts Paypal when making a purchase as I think it is safer than entering bank details online. Very helpful in the past with problems with suppliers. Reviewed on: 26th May 2025
EMMA W's avatar
EMMA W

Quick easy and simple to use and great to avoid adde...

5
Quick easy and simple to use and great to avoid added interest Reviewed on: 26th May 2025
Jasmin M's avatar
Jasmin M

Quick, easy payment processing

5
Quick, easy payment processing. Good customer service when used. Available on plenty of platforms as a payment method. Reviewed on: 26th May 2025
Katie F's avatar
Katie F

Quick and easy to use.

4
Quick and easy to use. It is an option on most sites as a means of payment and the pay in 3 months is a good way of splitting costs over 3 months. Reviewed on: 26th May 2025
Philip s's avatar
Philip s

Review PayPal: PayPal Credit now

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