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PayPal: PayPal Credit reviews

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4.91
Based on 85,173 reviews, last reviewed 25th Apr 2026
3172300% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Way to Shop Great Safe way to shop using PayPal, any problems have been dealt with swiftly and I have no negatives to say. Reviewed on: 25th April 2026
Linzi S's avatar
Linzi S

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85173)

Really good the promotional rates of 0% is very conv...

5
Really good the promotional rates of 0% is very convenient. Reviewed on: 26th May 2025
Peter L's avatar
Peter L

Very happy, good customer service and experience

5
Very happy, good customer service and experience Reviewed on: 26th May 2025
Matthew 's avatar
Matthew

Great service

5
Great, can’t recommend enough. Always use PayPal for purchases online so that my payments are covered. Reviewed on: 26th May 2025
K m's avatar
K m

Always have great credit payment options,

5
Always have great credit payment options when using at check out and great, responsive customer service too. Reviewed on: 26th May 2025
Melissa N's avatar
Melissa N

Safe, Simple, Seamless. That’s PayPal

5
I’ve been using PayPal for years and it’s truly one of the easiest and most reliable services out there. Whether I’m sending or receiving money, using flexible repayment plans, or accessing credit globally—PayPal makes the whole process seamless. Transactions are quick, the platform is safe and secure, and I always feel confident using it. What I love most is the convenience—it works smoothly whether I’m shopping online, transferring funds to friends, or managing purchases with flexible payments. I’ve recommended PayPal to many of my friends and family, and they’ve all had great experiences too. It’s a service you can trust. Reviewed on: 26th May 2025
J R's avatar
J R

Amazing flexibility and great support.

5
Amazing flexibility and great support. Good value financial service Reviewed on: 26th May 2025
Mike's avatar
Mike

It is good

4
It is good… overkill if you miss a payment Reviewed on: 26th May 2025
liam d's avatar
liam d

So easy to use

5
So easy to use and always feel my money is safe using paypal Reviewed on: 26th May 2025
Margaret S's avatar
Margaret S

Good value

5
Good value of service , easy to use and customer friendly. Reviewed on: 26th May 2025
Catalin D's avatar
Catalin D

Flexible, transparent and high level of service

5
Have been using PayPal Credit for a few years now and really happy with the level of service, the transparency and the flexibility it offers. Reviewed on: 26th May 2025
Nico A's avatar
Nico A

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