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PayPal: PayPal Credit reviews

4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181032)

Great service, easy to navigate and understand

5
Great service, easy to navigate and understand Reviewed on: 9th June 2026

I love PayPal credit it’s excellent

5
I love PayPal credit it’s excellent Reviewed on: 9th June 2026

Keeps you updated.

5
Keeps you updated. Easy to use. Used this service for years Reviewed on: 9th June 2026

PayPal has been my trusted payment method for years.

5
PayPal has been my trusted payment method for years. It’s quick, secure, and incredibly easy to use, whether I’m shopping online or sending money to family and friends. I especially appreciate the added peace of mind and how simple the app makes managing payments and transactions. Reviewed on: 9th June 2026

Everything is clear

5
Used paypal credit for the purchase of my phone through an interest free offer. Seems to work well and is clear about what is going on, what is still owed and what the payments are Reviewed on: 9th June 2026

Really good service and an easy to use app

5
Really good service and an easy to use app Reviewed on: 9th June 2026

I have always loved PayPal, they are always super he...

5
I have always loved PayPal, they are always super helpful if I have had an issue or problem. They are always sensible in what they offer for credit. Just genuine and decent company Reviewed on: 9th June 2026

PayPal Credit

5
The PayPal credit system has been really good and given me the option to spread the cost or large purchases at zero percent interest. I use it regularly and it is a much better option than a credit card. Reviewed on: 9th June 2026

PayPal is easy to use and protects you from merchant...

5
PayPal is easy to use and protects you from merchants on line having access to your details. I like that kind of security for on line purchases. PayPal, perfect protection! Reviewed on: 9th June 2026

PayPal 10/10

5
Fantastic services, use for marketplace eBay and much more. Feel safe. Reviewed on: 9th June 2026

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