Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

.PayPal, quick and safe.

5
I've found PayPal to be the quickest, easiest and safest way to make purchases online. With various options such as safely stored bank and credit card details, PayPal credit and pay in three, which incidentally comes with exceptionally low interest rates, to me it's a no-brainer. Keep it up PayPal. 1 Reviewed on: 9th June 2026

Very simple to use

5
Very simple to use, no messing and don’t get overloaded with marketing Reviewed on: 9th June 2026

Overall, Paypal is good

4
I have not used Paypal Credit but I have used it for other things such as sensing payments, paying invoices etc. Reviewed on: 9th June 2026

Good Credit

5
Good customer service. Quick problem solving Reviewed on: 9th June 2026

5 stars every time!

5
Always available for multiple checkouts. Pay in 3 is really useful too. Reviewed on: 9th June 2026

Good service and good customer service.

5
Good service and good customer service. Would reccomend Reviewed on: 9th June 2026

extremely convenient.

5
On the whole PayPal is extremely convenient. If I want to make a low cost purchase Inainly online I always use this method for checkout. Reviewed on: 9th June 2026

Excellent service

5
Always excellent service…very happy either way the service Reviewed on: 9th June 2026

So easy!

5
Very handy and usable at loads of online shops. Easy to use and payments can be made whenever is convenient to you! Reviewed on: 9th June 2026

It has good offers and straightforward transactions...

5
It has good offers and straightforward transactions for me. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products