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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (85273 reviews)

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4.91

Based on 85,273 reviews, last reviewed 25th Apr 2026

3181400% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe and quick feedback Safe and quick good service easy to use and access information Reviewed on: 25th April 2026

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85273)

Couldn’t rate it higher!

Couldn’t rate it higher!! great way to spend, build good credit and manage your spend. Reviewed on: 26th May 2025

I always use PayPal where possible.

I always use PayPal where possible. If any payment is disputed they refund very quickly if it is deemed to be a scam or fraudulent company. A brilliant service. Reviewed on: 26th May 2025

Really easy to use and the pay in 3 instalments or 4...

Really easy to use and the pay in 3 instalments or 4 months free credit are very useful for my financial planning Reviewed on: 26th May 2025

Reliable, Flexible, and Supportive

PayPal has consistently been a reliable and secure way to manage my online payments. What really made a difference for me was PayPal Credit—it gave me the flexibility to spread the cost of larger purchases during a time when I needed extra financial breathing space. The platform is easy to use, and the technology behind it is smooth and secure. I appreciate the real-time notifications, buyer protection, and how simple it is to manage everything from one dashboard. PayPal Credit was especially helpful during an unexpected expense, giving me time to pay without immediate pressure. Overall, it’s been a great experience. PayPal continues to be a trusted part of my financial toolkit—safe, supportive, and very user-friendly. Reviewed on: 26th May 2025

A1 company

Very secure from scamming and trustworthy knowing your money is in safe and Reviewed on: 26th May 2025

PayPal credit, simple and straightforward.

PayPal credit, simple and straightforward. 100's places online taking PayPal payment. Reviewed on: 26th May 2025

Love the 4 months free credit feature

Regularly use PayPal Credit to make purchases for flights, holiday bookings and other larger value purposes. The 4 months free credit feature is a great way of spreading the initial outlay without costing more money. Reviewed on: 26th May 2025

Have been using PayPal for years!

Have been using PayPal for years, would recommend Reviewed on: 26th May 2025

I Use PayPal for every payment!

I use PayPal for almost every payment when shopping online. Especially for big orders I can split my payment into 3 or pay in 4 months! So many options on how to pay which is amazing. Reviewed on: 26th May 2025

Great and convenient funds and it is great as I can...

Great and convenient funds and it is great as I can pay with PayPal anywhere I want. Reviewed on: 26th May 2025

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