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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181033)

Reliable and Convenient for Online Payments

5
I have been using PayPal for years for all my online shopping and it never disappoints. It’s incredibly easy to use, and I love that I can check out securely without ever having to share my credit card details directly with new merchants. Highly recommended for safe transactions!! Reviewed on: 9th June 2026

I have used PayPal for years.

5
I have used PayPal for years. I find it very convenient especially when I’m buying things on line. The credit option is very useful when buying more expensive items allows me to spread the cost. Reviewed on: 9th June 2026

It so simple and ALWAYS a go to for items...

5
It so simple and ALWAYS a go to for items i need Reviewed on: 9th June 2026

PayPal makes me feel safe buying online

5
PayPal makes me feel safe paying for products on line. Reviewed on: 9th June 2026

Good experience with paypal.

4
Don’t have any negative experience with paypal. It has been useful when buying things from Temu and I don’t have enough money in my account. Reviewed on: 9th June 2026

Easy and effective, good communication

5
Easy and effective, good communication Reviewed on: 9th June 2026

easy to use, great communication

5
easy to use, great communication Reviewed on: 9th June 2026

Service review

5
Good service, never had any issues. Very easy to use Reviewed on: 9th June 2026

The Stars say it all!

5
The Stars say it all! Nothing more to say. Reviewed on: 9th June 2026

Just great.

5
Just great. The open banking has helped me get the credit I deserve Reviewed on: 9th June 2026

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