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PayPal: PayPal Credit reviews

4.91
Based on 85,369 reviews, last reviewed 25th Apr 2026
3190200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

always consistent communications from PayPal always consistent communications from PayPal Reviewed on: 25th April 2026
Helen's avatar
Helen

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85369)

Always very easy to use never had any issues in the...

5
Always very easy to use never had any issues in the time I’ve been with them Reviewed on: 26th May 2025

Paypal is a great, safe and easy way to pay for item...

5
Paypal is a great, safe and easy way to pay for items with added protection and peace of mind. Reviewed on: 26th May 2025

Manageable Payments

5
So easy to use and manageable monthly payments so if you wanted to buy that item or gift then you can easily spread the monthly cost with out the worries Reviewed on: 26th May 2025

Thank you PayPal credit

5
I use PayPal credit often. The 0% for 3 months is a great way for me to purchase without interest. Reviewed on: 26th May 2025

Easy and transparent

5
I always find the experience with PayPal easy and transparent. Everything is explained well and in a user friendly manner. Not microscopic disclaimer. Reviewed on: 26th May 2025

I have used PayPal for many years now and will in t...

5
I have used PayPal for many years now and will in the future.if you have a problem they are always there ready and willing to help no matter how small or big the problem is payment is so easy to do as well Reviewed on: 26th May 2025

i have had paypal for many years and trust and enjoy...

5
i have had paypal for many years and trust and enjoy using it , customer service is excellent at solving any problems for me like refunds when needed , i find it very easy to use and helpfull when needing financial assistance, Thankyou paypal your amazing Reviewed on: 26th May 2025

Always handy when needed especially the new pay in t...

5
Always handy when needed especially the new pay in three option. Reasonable pay back interest Reviewed on: 26th May 2025

Brilliant idea and service

5
I cannot find a fault with PayPal whatsoever, It's so simple yet handy to use and gives me a little space to pay for my purchase interest free provided my payments are made correctly, absolutely brilliant if used responsibly, highly recommend this company. Reviewed on: 26th May 2025

Always really easy.

5
Always really easy. Really easy to use and well explained Reviewed on: 26th May 2025

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