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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

My go to company when purchasing items online.

My go to company when purchasing items online. Also great when you want extra protection or buying flexibility both online and in store. I use pay in 3 or PayPal credit (0% for 4 months) regularly as it is such a handy feature. It’s very convenient now you can add both a PayPal debit and credit card to your apple wallet etc as you can now use it in places that didn’t accept PayPal. Only minor negative I’ve had so far (after using PayPal for around 15 years) is there is no manual option to update your income for PayPal credit. Therefore they were using my salary from around 10 years ago to create my credit limit. I even spoke to customer services to try and update it, but I was told there was no reason to do so, despite a significant salary difference. They finally sent me a message on my account to update my income this month. Reviewed on: 9th June 2026

Convenient and secure

It easy to use on various platforms. Their credit options are very good. 4 months 0% interests.. Is secure and makes paying easy and hassle free. I don’t need to know all my different card details. Reviewed on: 9th June 2026

Love useing PayPal credit so much easier to buy stuff

Love useing PayPal credit so much easier to buy stuff Reviewed on: 9th June 2026

Straightforward, uncomplicated

Straightforward, uncomplicated financing at your fingertips Reviewed on: 9th June 2026

A great find.

A very useful credit app, easy to use and with bonus points too. Reviewed on: 9th June 2026

payments

payment takes ages to your account also takes ages to be deducted from your bk Reviewed on: 9th June 2026

Great product

Very easy to use , majority of retail company accepts PayPal, payment options is also good plus their apps is very user friendly. Reviewed on: 9th June 2026

Always there when I need it.

PayPal is very easy and straightforward to use there are no hidden tricks that cost more money, all around good option for safe payments and finance. Reviewed on: 9th June 2026

Easy contact when I have a question

Easy contact when I have a question Reviewed on: 9th June 2026

Hassle free and safe way to pay.

Hassle free and safe way to pay. Accepted within minutes Reviewed on: 9th June 2026

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