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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181034)

Just great.

5
Just great. The open banking has helped me get the credit I deserve Reviewed on: 9th June 2026

I love Paypal.

5
I love Paypal. I was approved for a credit line when I needed a cash line. Reviewed on: 9th June 2026

I have been using PP for many years and it's always...

5
I have been using PP for many years and it's always a positive experience. Reviewed on: 9th June 2026

Best experience

5
I had a very good experience using PayPal credit, it met my expectations and beyond. Easy to use, many tools to keep control of everything. It’s just great Reviewed on: 9th June 2026

easy to use friendly and helpful

5
easy to use friendly and helpful Reviewed on: 9th June 2026

I have been using PayPal for around 20 years or more...

5
I have been using PayPal for around 20 years or more, ever since PayPal was born and I’m still loving every minute of it, it helps me make my payments faster and secure. Thanks PayPal for all the benefits come with it Reviewed on: 9th June 2026

PayPal ha gotten me out of sticky situations when ne...

5
PayPal ha gotten me out of sticky situations when needed most. Reviewed on: 9th June 2026

Easy to use and good payment plan for expensive items

5
Easy to use and good payment plan for expensive items Reviewed on: 9th June 2026

I use PayPal for most of my purchases, its easy to u...

5
I use PayPal for most of my purchases, its easy to use and safe. Thee pay in 3 option is so helpful and gives life some ease. Reviewed on: 9th June 2026

Very easy to apply, card came quickly, and I’ve had...

5
Very easy to apply, card came quickly, and I’ve had no problems with it. I use it for all my online orders Reviewed on: 9th June 2026

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