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Jules

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All reviews (2)

Review of the PayPal, PayPal Credit:

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My go to company when purchasing items online.

My go to company when purchasing items online. Also great when you want extra protection or buying flexibility both online and in store. I use pay in 3 or PayPal credit (0% for 4 months) regularly as it is such a handy feature. It’s very convenient now you can add both a PayPal debit and credit card to your apple wallet etc as you can now use it in places that didn’t accept PayPal. Only minor negative I’ve had so far (after using PayPal for around 15 years) is there is no manual option to update your income for PayPal credit. Therefore they were using my salary from around 10 years ago to create my credit limit. I even spoke to customer services to try and update it, but I was told there was no reason to do so, despite a significant salary difference. They finally sent me a message on my account to update my income this month. Reviewed on: 9th June 2026

Review of the PayPal, PayPal Credit:

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Very useful and powerful credit tool

Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025

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