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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181034)

My experience with PayPal has been very good.

5
My experience with PayPal has been very good. It is easy to use, reliable, and affordable. I highly recommend it for secure and convenient online payments. Reviewed on: 9th June 2026

PayPal is amazing good and easy to use

5
PayPal so easy and good to use very good for Reviewed on: 9th June 2026

I find paypal really useful for allowing me to budge...

5
I find paypal really useful for allowing me to budget big purchases by being able to split the repayment across 4 months without any interest. Reviewed on: 9th June 2026

Great always easy and safe to use very happy

5
Great always easy and safe to use very happy Reviewed on: 9th June 2026

I’ve always enjoyed the ease and transparency of usi...

5
I’ve always enjoyed the ease and transparency of using PayPal credit, it never feels too awkward or stressful to use and it is very much understandable Reviewed on: 9th June 2026

Pay pal are very quick to respond to problems that y...

5
Pay pal are very quick to respond to problems that you have with payments and resolve them very quickly Reviewed on: 9th June 2026

I find PayPal easy and convenient to use

5
I find PayPal easy and convenient to use Reviewed on: 9th June 2026

It just works, no problems, no hassle

5
It just works, no problems, no hassle Reviewed on: 9th June 2026

Budget friendly way of paying for items.

5
Budget friendly way of paying for items. Good choices are available to suit your budget Reviewed on: 9th June 2026

Bought a tent form a seller on EBay..

5
Bought a tent form a seller on EBay, tent was not up to standard and had faded in the sun light only after a few days. Contacted seller and the would not help. Contacted PayPal and they sorted it out and got all my money back for me. Excellent customer service. Reviewed on: 9th June 2026

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