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PayPal: PayPal Credit reviews

4.90
Based on 85,500 reviews, last reviewed 25th Apr 2026
3202200% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way to buy . Excellent way to buy ... Safe and secure Reviewed on: 25th April 2026
Nik Buster Brock's avatar
Nik Buster Brock

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85500)

I use it for years!

5
I use it for years! Never disappointed! I truly recommend using PayPal. Reviewed on: 26th May 2025

Easy to use for every purchase.

5
Easy to use for every purchase. Safe and reliable service. Reviewed on: 26th May 2025

Paypal Credit has been super versatile.

5
Paypal Credit has been super versatile and has allowed me to do a lot more than I would have been able to do as a new migrant to the country. Reviewed on: 26th May 2025

Simple solution easy to implement.

5
Simple solution easy to implement. Reviewed on: 26th May 2025

Great safe way to pay for items or services and exce...

5
Great safe way to pay for items or services and excellent way to spread the cost by paying in 3 months or buy now pay later Reviewed on: 26th May 2025

PayPal The Boss

5
OMG I have been with PayPal for over 15 years, I have had the experience to call, open cases, email your agent's many times. I have never had a bad experience you staffs are Brilliant, understanding, professional and knowledgeable about what they are doing, I thank you all at PayPal so very much I really appreciate you all. Massive Bless Up... Ann-marie Blackman-Corraspe. Reviewed on: 26th May 2025

PayPal gave me confidence in getting credit

5
Being with PayPal was a way to help me break from the fear of using credit and also it gave the confidence of looking at credit has a way of life. It helped me to see better ways of buying things and less fear of being rejected credit.when buying. Reviewed on: 26th May 2025

PayPal are simply the best.

5
PayPal without the shadow of a doubt the best company by far! They sort out issues with a very extremely difficult company I used. That would not issue a refund. I had to get PayPal involved, I really didn’t want to, but I had to get my money back. They took on everything I said & refunded my money in days! Thank you PayPal. Reviewed on: 26th May 2025

Value for money

5
Used it for credit few times. Been useful. Reviewed on: 26th May 2025

Straightforward and secure service

5
Straightforward and secure service Reviewed on: 26th May 2025

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