Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

PayPal is a great app and easy to navigate.

PayPal is easy to navigate and it’s great if you need some extra money to make some purchases and with the option to have interest free purchases as long as you pay the money back within 4 months which comes in very handy. Also over the years I have made some purchases and was scammed once and sold some fake AirPods and PayPal had my back and got my money back and I also had the AirPods to keep but unfortunately they weren’t worth using. Thank you PayPal. Reviewed on: 9th June 2026

Paypal is a secure service and quick

Paypal is a secure service and quick Reviewed on: 9th June 2026

PayPal is very reliable, fast and they have one of t...

PayPal is very reliable, fast and they have one of the best customer service. Reviewed on: 9th June 2026

I have been scammed which paid through PayPal and pa...

I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the past 6 months. Paypal is a joke now Reviewed on: 9th June 2026

PAYPAL IS COOL BUT CREDIT PP IS CONFUSING

Payoal credit is a bit confusing experience, there should be an option to pay in full specific purchases instgead of just paying them all bit by bit Reviewed on: 9th June 2026

Pay pal credit, my choice of credit

Easy to understand and just works Reviewed on: 9th June 2026

Great service.

Great service. Really helpful and easy to use Reviewed on: 9th June 2026

Its very easy to use and helpful in so many aspects.

Its very easy to use and helpful in so many aspects. Reviewed on: 9th June 2026

Paypal credit is really amazing.

Paypal credit is really amazing. I’m using it frequently and is my favourite and primarily credit option. Reviewed on: 9th June 2026

A middle man you want.

Paypal is a useful credit line for those larger purchases and unexpected emergencies. I love how it's available to use with most retailers. It's always comforting to know that you have a middle man protecting you and your finances. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub