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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent service

Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Great service.

I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022

My best friend

Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022

Very satisfying

Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022

Really helpful and straightforward

I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022

Great

Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

A credit card that doesnt rip you off

They sent me emails to remind me and also set up automatic payments incase i forgot so i can avoid the surprise of paying interest. Reviewed on: 13th June 2022

Great for bigger purchases

Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

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