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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50758 reviews)

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4.91

Based on 50,757 reviews, last reviewed 21st Jun 2025

1837900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit is worth it! Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 mon... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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PayPal PayPal Credit reviews (50758)

Paypal credit

I have used PayPal credit a few times and it is easy to use, convenient and a great way to spread out the cost of purchases without having to deal with credit card payments or interest. Reviewed on: 13th June 2022

Easy, affordable and many options available to spend responsibly

I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022

Easy Peasy

Using PayPal is ideal for any purchase, but especially for interest free over a few months. Gives a little breathing space when you're having one of those months and I pay as much or as little as I want when I want. The app is quick and easy to navigate Reviewed on: 13th June 2022

Dave

Great company PayPal great credit thank you Reviewed on: 13th June 2022

Quick credit

Very helpful, very quickly resolve, Reviewed on: 13th June 2022

Good credit deal

I have always used Paypal Credit as they offer 4 months 0% and sometimes they have other good offers. It suits my financial needs and will continue to use Paypal. It’s also a safe way to purchase and pay for different things, customer service is great and very helpful too. If they had a physical card i’d use them more. I use Paypal for than my debit or credit cards as it’s simples, fast and safe! Reviewed on: 13th June 2022

Fast and reliable

Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022

PayPal Credit

I really love the fact that I can use PayPal credit at more retailers than before. I use the 4-month 0% interest-free payment, as this works best for me. PayPal credit came through for me when I was planning for my wedding as most of my vendors accepted PayPal payment, making instant and early deposite and payments possible. Reviewed on: 13th June 2022

Easy pezzy paypal

I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022

Really easy and transparent service

PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022

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