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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181035)

Paypal has been no problem

5
I have never had a problem with PayPal. Anything needed sorting out was done promptly and satisfactorily Reviewed on: 9th June 2026

I had a great experience using PayPal Credit.

5
I had a great experience using PayPal Credit. The application process was quick and straightforward, and it provided a convenient way to manage larger purchases. The payment options were flexible, and I found it easy to keep track of my account through PayPal. Overall, it has been a reliable and helpful financial tool that made online shopping more convenient. Reviewed on: 9th June 2026

I think it’s a good service but sometimes it can be...

5
I think it’s a good service but sometimes it can be really difficult to explain your point to people when English is not there 1st language Reviewed on: 9th June 2026

Amazing, when communicating on the phone problems al...

5
Amazing, when communicating on the phone problems always get resolved Reviewed on: 9th June 2026

Customer service is excellent.

5
Customer service is excellent. They go out of there way to be helpful. Any problems are sorted quickly. Reviewed on: 9th June 2026

Brilliant

5
Everything is quick and easy, from buying to making a payment Reviewed on: 9th June 2026

Very useful and comes in handy when you haven’t budg...

5
Very useful and comes in handy when you haven’t budgeted properly. Reviewed on: 9th June 2026

5 Star service.

5
Never had a problem with PayPal it's self but with sellers and PayPal sorted it out and got me a refund so 5 star service. Reviewed on: 9th June 2026

No issues, works simply and instantly.

4
No issues, works simply and instantly. All clear on the app Reviewed on: 9th June 2026

PayPal makes it easy to manage your finances, they a...

5
PayPal makes it easy to manage your finances, they are easy to use and their customer service is excellent. Their rates are reasonable. Reviewed on: 9th June 2026

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