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PayPal: PayPal Credit reviews

4.90
Based on 85,650 reviews, last reviewed 25th Apr 2026
3216200% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paypal credit easy to use, havent had any iss... I find paypal credit easy to use, havent had any issues with it, love that i can place my waterstone preorders using PayPal credit, so i dont have to ... Read more Reviewed on: 25th April 2026
Lisa C's avatar
Lisa C

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85650)

Unclear monthly statements

3
Easy to use when purchasing items, however I’ve always found the statements and payment dates unclear and not easy to find. Reviewed on: 26th May 2025

Reliable and easy to deal with.

5
Reliable and easy to deal with.They give an excellent safety net for online shopping Reviewed on: 26th May 2025

PayPal has allows been go to, secure source of tempo...

5
PayPal has allows been go to, secure source of temporary borrowing Reviewed on: 26th May 2025

Never any problems.

5
Never any problems. PayPal has always been an easy solution to payment. Reviewed on: 26th May 2025

Great services

5
PayPal offers excellent finance services, keeps me up to date with payments I need to make but also offers a secure way to pay with a lot of high street brands giving me the price of mind that I need to shop comfortably. Reviewed on: 26th May 2025

I'm very glad that i have account with PayPal!

5
I'm very glad that i have account with PayPal! It's always honest and helpful! PayPal is very responsible to their customers! Amazing! Reviewed on: 26th May 2025

I feel secure making payments via PayPal

5
I feel secure making payments via PayPal Reviewed on: 26th May 2025

Very efficient service, good credit allownance, very...

5
Very efficient service, good credit allownance, very functional application Reviewed on: 26th May 2025

So easy to get started with PayPal credit - online f...

5
So easy to get started with PayPal credit - online form was user friendly and straight forward, setting up direct debit payment plan was simple and you can track all payments on the app in an instant A+++++ Reviewed on: 26th May 2025

PayPal is my go to preference when paying for goods...

5
PayPal is my go to preference when paying for goods and I have the guarantee that if things go wrong they’ve got my back. Also with different payment plans it makes my purchases more manageable. Reviewed on: 26th May 2025

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