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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I like PP pay in 3 system and maybe they could exten...

I like PP pay in 3 system and maybe they could extend it to pay in 4. The currency rate isn't great but PP gives sense of protection in case of item not received and the transactions are quick and easy Reviewed on: 9th June 2026

Always good service & experience with PayPal

Always good service & experience with PayPal Reviewed on: 9th June 2026

I have always used pay pal and it has proved extreml...

I have always used pay pal and it has proved extremly satisfactory on every occasion so far Reviewed on: 9th June 2026

We use PayPal for our customers and it works well.

We use PayPal for our customers and it works well. Use it to pay for food on the work account when working away Reviewed on: 9th June 2026

It was a quick and easy transaction when I needed ca...

It was a quick and easy transaction when I needed cas quick Reviewed on: 9th June 2026

PayPal is a great company.

PayPal is a great company. Always has your back if any issues arise. I appreciate it. Reviewed on: 9th June 2026

Good customer experience

PayPal called me to alert me to a missed payment, which was appreciated so it could be kept off my credit file. I haven't had this form other credit providers. Reviewed on: 9th June 2026

Does what it needs to do well, with no fuss

Does what it needs to do well, with no fuss Reviewed on: 9th June 2026

I always use PayPal for purchases.

I always use PayPal for purchases. I trust them, and would rather make payments via them than direct to an unknown source. Reviewed on: 9th June 2026

Seamless web and app experience with excellent offers.

Seamless web and app experience with excellent offers, I use paypal to process most of payments & I have now branched out to utilise their debit card offering. Reviewed on: 9th June 2026

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