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PayPal: PayPal Credit reviews

4.91
Based on 50,388 reviews, last reviewed 6th Jun 2025
1804900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and fast. Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025
Amarachi O's avatar
Amarachi O

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50388)

Review of the PayPal, PayPal Credit:

PayPal: the easy way to pay

5
I’ve been using PayPal for at least 4 years now, and whether it’s paying back friends or managing subscriptions, it’s gave me a quick and simple way to manage my money. It’s linked up to both my bank accounts and has always given me a heads up with where my money’s going. Also I’ve got to give a shout-out to the pay in 3 method, it’s definitely saved me a few times when money’s tight! Reviewed on: 2nd June 2025

Great and fast.

5
Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025

PayPal go above and beyond when it comes to assistin...

5
PayPal go above and beyond when it comes to assisting with issues. Their customer service advisors are knowledgeable and professional and always treat their customers with respect. Easy to contact and obtain always the best solution for both consumer and business. Reviewed on: 6th June 2025

Trust worthy

5
Good service and easy to use options. Reviewed on: 5th June 2025

I often use the 4 months interest free option.

4
I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025

PayPal Credit is a very useful feature

5
PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

I am happy about the paypal credit and online paymen...

5
I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

5
Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

5
PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

Satisfying

5
When I applied I got a quick reply and a reasonable rate Reviewed on: 5th June 2025

An excellent service, I have nothing but praise for...

5
An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025

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