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PayPal: PayPal Credit reviews

4.91
Based on 50,385 reviews, last reviewed 5th Jun 2025
1804600% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I often use the 4 months interest free option. I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025
Mr T's avatar
Mr T

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50385)

Review of the PayPal, PayPal Credit:

Paypal is trustworthy and a great company

5
I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022

I often use the 4 months interest free option.

4
I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025

PayPal Credit is a very useful feature

5
PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

I am happy about the paypal credit and online paymen...

5
I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

5
Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

5
PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

Satisfying

5
When I applied I got a quick reply and a reasonable rate Reviewed on: 5th June 2025

An excellent service, I have nothing but praise for...

5
An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025

PayPal is pro-customer!

5
PayPal is pro-customer! They take dispute seriously! Shop with peace of mind! Reviewed on: 5th June 2025

Satisfied

5
Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Paypal for the win

5
Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been solved quickly and efficiently by the online chat Reviewed on: 5th June 2025

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