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PayPal: PayPal Credit reviews

4.91
Based on 50,484 reviews, last reviewed 7th Jun 2025
1813800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive, app very clear and easy to manage, easy ac... Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025
GEMIYY's avatar
GEMIYY

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50484)

Review of the PayPal, PayPal Credit:

Excellent all rounder

5
So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022

Positive, app very clear and easy to manage, easy ac...

5
Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025

PayPal, a reliable backup.

5
My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025

Help with budgeting.

5
I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025

Simple, secure system.

5
Simple, secure system. Pay in 3 is fabulous Reviewed on: 7th June 2025

Safe, great service.

5
Safe, great service. Would recommend to friends Reviewed on: 7th June 2025

The service is good, but when I asked Paypal for he...

4
The service is good, but when I asked Paypal for help because a ebay seller did not send me the label to return a product they ruled in favour of the seller without asking for further proof. Reviewed on: 7th June 2025

Great for spreading the cost on big purchases or ord...

5
Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

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