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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50451 reviews)

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4.91

Based on 50,451 reviews, last reviewed 7th Jun 2025

1810900% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal UK for years now, and it just... I’ve been using PayPal UK for years now, and it just makes online shopping so much easier. I love knowing my payment is secure and that I’ve got some ... Read more Reviewed on: 7th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50451)

Review of the PayPal, PayPal Credit:

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I’ve been using PayPal UK for years now, and it just...

I’ve been using PayPal UK for years now, and it just makes online shopping so much easier. I love knowing my payment is secure and that I’ve got some protection if anything goes wrong. One of the best things lately has been the four-month interest-free offer through PayPal Credit. It’s a fantastic option for bigger purchases — super helpful when I want to spread the cost without racking up fees. And their “Pay in 3” feature is great too, especially during months when money’s a bit tighter. I also use PayPal to send money to family and friends — it’s instant, easy, and free. And when I need to transfer money abroad, it’s way simpler than going through my bank, and the fees are reasonable. The app is really user-friendly, with quick notifications after every payment, and I’ve noticed more shops are accepting PayPal now, even in-store with QR codes. All in all, it’s become one of those things I use without even thinking — reliable, secure, and incredibly convenient. Reviewed on: 7th June 2025

I used all the times PayPal I'm finding safety

I used all the times PayPal I'm finding safety Reviewed on: 7th June 2025

Safe, Secure and Reluable

I always use PayPal if it is available. It is safe, secure and offers peace of mind that I can get my money back easily if there's a problem. I also like not having to share my card details with companies. It's easy to use and to check transactions plus I can send money to friends easily too. Reviewed on: 7th June 2025

Great service

Very easy to use and pay back, installment options are great. Any issues are dealt with quickly and customer service is great Reviewed on: 7th June 2025

You Can Shop Knowing Your Money Is Secure When Buyin...

You Can Shop Knowing Your Money Is Secure When Buying Goods Reviewed on: 7th June 2025

Useful tool for slightly large purchases

Using PayPal credit for large purchases is useful, quick approval and zero interest for four months gives an incentive to pay off in time and not make unduly large purchases. Sometimes it is easier to spread the cost, PayPal credit allows you to do this without getting hit with other fees. Reviewed on: 7th June 2025

Paypal is just great.

Paypal is just great. It helps me buy items and pay in installments without getting into debt. Thank you. Reviewed on: 7th June 2025

No problems, easy to use, would recommend

No problems, easy to use, would recommend Reviewed on: 7th June 2025

Excellent services

I’ve been using PayPal for several years and it’s a brilliant service, app is use-friendly, the offers provided are excellent and the customer service I have received is outstanding. I would highly recommend PayPal to all and have recommend before! Reviewed on: 7th June 2025

Safe, interest free credit options

Always use PayPal for safety and a smooth transaction while shopping online they offer great credit options I'm not one for paying interest and PayPal always offer an interest free option that usually suits me. Reviewed on: 7th June 2025

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