Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,333 reviews, last reviewed 4th Jun 2025
1799900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it, paypal credit is great, hard choice between... Love it, paypal credit is great, hard choice between paypal and klarna, but i think paypal takes it as it allows for more balance, although i would li... Read more Reviewed on: 4th June 2025
Tim's avatar
Tim

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W
Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50333)

Review of the PayPal, PayPal Credit:

Best credit

5
Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022
Molly Causer's avatar
Molly Causer

Love it, paypal credit is great, hard choice between...

5
Love it, paypal credit is great, hard choice between paypal and klarna, but i think paypal takes it as it allows for more balance, although i would like the option to switch cards during a pay in 3 similar to klarna Reviewed on: 4th June 2025
Tim's avatar
Tim

Great customer service

5
Great customer service, very polite and professional and very informative. Very easy to use. Would definitely recommend to a friend or family member. The interest rate is fairly competitive. I also appreciate the security for purchasing through PayPal. Reviewed on: 4th June 2025
Sutherland's avatar
Sutherland

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Fantastic

5
I have used pay pal for years and over the last year have used pay pal credit very simple easy to use, no hassle way to purchase items and the added benefit of pay pal backing. Reviewed on: 4th June 2025
Martina S's avatar
Martina S

Pay in three is excellent.

5
Pay in three is excellent.Allowed me to make purchases i would otherwise not be able to make . Reviewed on: 4th June 2025
Nigel 's avatar
Nigel

Easy to use, and extremely helpful for big payments.

5
Easy to use, and extremely helpful for big payments. Reviewed on: 4th June 2025
Will L's avatar
Will L

The pay in three instalments is great for spreading...

5
The pay in three instalments is great for spreading the coat of large purchases Reviewed on: 4th June 2025
David P's avatar
David P

I love PayPal.

5
I love PayPal. I use it to pay for most things, whether I’m using PayPal credit or one of my cards I use it. It’s so easy to use, I love it. Reviewed on: 4th June 2025
Martha S's avatar
Martha S

It's a great way to expense with credit.

5
It's a great way to expense with credit. More secure process. Reviewed on: 4th June 2025
Mehedi's avatar
Mehedi

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill