Smart Money People Logo
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K
Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (22351)

I like PayPal.

5
I like PayPal. Easy and convenient way to make your day to day payments Reviewed on: 1st June 2024
priit t's avatar
priit t

Always there when im in need absolutely statisfied w...

5
Always there when im in need absolutely statisfied whit PayPal and pay in tree option. Good coz interest free what is much better then anything else Reviewed on: 1st June 2024
Anonymous A's avatar
Anonymous A

It’s great and has really helped in a few situations...

5
It’s great and has really helped in a few situations where I have needed to spread cost. Reviewed on: 1st June 2024
Amelia m's avatar
Amelia m

I have never had a problem this far.

5
I have never had a problem this far. I have not needed to have any experience with customer service which is why I have rated it as I have Reviewed on: 1st June 2024
J T's avatar
J T

Overall I am very happy with PayPal as it is easy to...

5
Overall I am very happy with PayPal as it is easy to use, safe and quick. The only thing I would like to see improve is when private people sell stuff via PayPal the fees are rather high and it would be good if these could be adjusted considering the low blue from private people. Reviewed on: 1st June 2024
Dave's avatar
Dave

It’s simple easy and very quick I have used it many...

5
It’s simple easy and very quick I have used it many times and I will continue to use it Reviewed on: 1st June 2024
Josh b's avatar
Josh b

The best solution, and it's helpfull

5
The best solution, and it's helpfull Reviewed on: 1st June 2024
Sani's avatar
Sani

Good its very accurate responding

3
Good its very accurate responding Reviewed on: 1st June 2024
Lisa O's avatar
Lisa O

Customer service good. Pay in 3 inconsistent approval

3
Customer service good. Poor experience with getting approve for pay in 3. Inconsistent Reviewed on: 1st June 2024
Lisel S's avatar
Lisel S

Does what it says, very useful

5
Does what it says, very useful for managing payments and allows you to make payments early if you need to. Reviewed on: 1st June 2024
Adam 's avatar
Adam

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill