Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 21,284 reviews, last reviewed 27th Jun 2025
122100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexibility. Love the flexibility. It means I get to keep more of my money, for longer. Reviewed on: 27th June 2025
Alexe's avatar
Alexe

Latest lowest rating:

2

Useless service provider Bought a wind turbine, used PayPal for their “buyer protection”. Engineer came for installation, told me it was completely fraudulent product. It was ... Read more Reviewed on: 27th June 2025
 JG's avatar
JG

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (21284)

Pay in three is seamless, quick and convenient.

5
Pay in three is seamless, quick and convenient. I use it often and can’t recommend enough. Easy to set up and linked direct to my bank account it’s allowed me to redecorate my flat much quicker than it would have without. Reviewed on: 30th May 2024

PayPal pay in 3 has literally been a life saver.

5
PayPal pay in 3 has literally been a life saver. It’s taken the financial pressure off and helped me manage purchases when there’s been nothing left in the budget - thank you PayPal Reviewed on: 30th May 2024

PayPal 3 is easy to use and simple to navigate...

4
PayPal 3 is easy to use and simple to navigate Reviewed on: 30th May 2024

Quick and Easy!

5
So quick and easy to apply, makes my purchases more affordable. Can budget monthly with no interest! Reviewed on: 30th May 2024

Very easy to use and non judgemental

5
Very easy to use and non judgemental Reviewed on: 30th May 2024

Helpful for money management

5
I've found that the option helps me spread the cost over a few months, which means I can manage my finances better, it's something I've reccomended to a few people and myself and them have found it useful, especially over Christmas. Reviewed on: 30th May 2024

Brilliant credit solution

5
Brilliant for budgeting and enabling the purchase of needed items quicker, godsend Reviewed on: 30th May 2024

Great Initiative!

5
Great Initiative! A great help, always use this option when buying online. Reviewed on: 30th May 2024

Handy and convenient

5
Pay in 3 is very handy when you need something and are slightly strapped for cash or if you make a bigger purchase and want to spread the cost. It has proved useful for me many times. Reviewed on: 30th May 2024

Just Perfect

5
I love the fact that you can pay in 3 perfect for buying something pricey.. It's been a life saver for me. Reviewed on: 30th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review