Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (20043 reviews)

View other PayPal products

4.93

Based on 20,043 reviews, last reviewed 12th Jun 2025

3800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

A very handy option you can use at most retailers A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay t... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

DON'T TRUST I would like to advise people that PayPal can not be trusted... I tried to claim a refund on a item that was delivered to a different address I never ... Read more Reviewed on: 13th March 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (20043)

Pay in 3 allowed me to fund a small business

Pay in three has allowed me to easily fund many things including a small business side hustle which otherwise would have been very difficult to find credit for. Not to mention being accepted is very simple and no interest is charged. Reviewed on: 17th June 2024

At todays prices & difficulty in obtaining certain g...

At todays prices & difficulty in obtaining certain goods that they can't afford as a purchase in full, it is amazing to have a services which allows you to pay in three. Reviewed on: 17th June 2024

Never had a problem, always there incase there ever...

Never had a problem, always there incase there ever was one. Reviewed on: 17th June 2024

Great payment options, always helping!

Great payment options, always helping! Reviewed on: 17th June 2024

Simple and easy to use

With having 3 kids that regularly need a new wardrobe every 6 months using PayPal pay in 3 makes it possible for me to buy everything I need in one go and spread it over the remaining months. Whenever I have had any problems using the app the customer service live chat has been excellent. I couldn't recommend it enough Reviewed on: 17th June 2024

Everything just works and it’s intuitive to use

Everything just works and it’s intuitive to use Reviewed on: 17th June 2024

Makes paying for bigger purchases more manageable, a...

Makes paying for bigger purchases more manageable, and it is refreshing that there is no interest added for this service! Reviewed on: 17th June 2024

It’s so helpful & amazing!

It’s so helpful & amazing! Helps me manage budgets & finances Reviewed on: 17th June 2024

PayPal is safe and convenient and has a number of di...

PayPal is safe and convenient and has a number of different options. Pay in 3 helps you spread the cost over 3 months with no interest. Reviewed on: 17th June 2024

Easy to use.

Easy to use. Takes 5 seconds to go ahead with pay in 3. Its also a no brainer - it’s literally interest free! Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.85 from 539 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 1.67 from 34 reviews

Want to see more from PayPal?

Payment Provider
from PayPal 4.92 from 3598 reviews
PayPal Credit
from PayPal 4.91 from 50748 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub