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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (20043 reviews)

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4.93

Based on 20,043 reviews, last reviewed 12th Jun 2025

3800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

A very handy option you can use at most retailers A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay t... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

DON'T TRUST I would like to advise people that PayPal can not be trusted... I tried to claim a refund on a item that was delivered to a different address I never ... Read more Reviewed on: 13th March 2025

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About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (20043)

Great services

i've been with paypal for years and always had a good experience Reviewed on: 17th June 2024

Manage your purchases better with Pay in 3

I've used Pay in 3 many times over the past year, and find it an easy, seamless process. Paypal send email confirmation of the Pay in 3 purchase, and then send a notification email when payments are due. Helping me manage my money better. Reviewed on: 17th June 2024

Just quite convenient for managing money.

Just quite convenient for managing money. There are things I can't afford outright but can afford 1/3 of the price each month. Buying a one off item for 150 quid might seem a bit much, but 50 each month is more manageable. Reviewed on: 17th June 2024

Excellent.

Excellent. Easier payment option Reviewed on: 17th June 2024

A monthly helping hand

As a full-time mom with countless expenses to manage, I've found PayPal's Pay in 3 service to be an absolute blessing. It’s incredibly easy to use and helps me spread out the cost of purchases into three manageable payments. This has made budgeting so much easier and less stressful. What I love most is that it doesn't affect my credit score, so I can take advantage of it without any worries. It's given me the flexibility and peace of mind I need to handle my family's finances more comfortably and it doesn’t affect your credit score! Reviewed on: 17th June 2024

Pay in three; such a good payment method!

Pay in three is such a good, easy to use payment method. The email to remind that the next payment is due makes sure I put enough money in my account. I have been able to buy things I would have had to wait until I had saved enough money to buy because of the pay in three option. Straight forward instructions and easy for me to use. Reviewed on: 17th June 2024

Great stuff

PayPal Pay In 3 is Great stuff, absolutely brilliant Reviewed on: 17th June 2024

Reliant service

Very reliant service that allows you to be able to afford expensive items costs. Reviewed on: 17th June 2024

Never had any trouble, always use pay in 3 to spread...

Never had any trouble, always use pay in 3 to spread large purchase. Reviewed on: 17th June 2024

Great service

Communication and security always excellent. i use paypal to make most payments so that if there any issue i know i can contact someone who will investigate and resolve matters. the credit and pay in 3 is great this has allowed me to purchase lots if goods and pay off over time. I have the opportunity to pay early to avoid paying interest. You send reminders when payments are coming so i never miss a payment. When i have struggled to pay in the past Paypal staff are understanding and work with you to find solutions could not ask for a better service Reviewed on: 17th June 2024

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