Smart Money People Logo
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K
Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (22351)

Excellent

5
Very good service I love using pay in 3 Reviewed on: 27th June 2025
Chris 's avatar
Chris

Was good need bit more communication

4
Was good need bit more communication Reviewed on: 27th June 2025
Mr K's avatar
Mr K

Satisfied customer

5
PayPal has proved to be easy and efficient to use. The pay in three service is problem free and made purchases more accessible on a tight budget. I have always found their customer service team to be excellent when resolving issues and concerns. Reviewed on: 27th June 2025
Jan's avatar
Jan

Makes it easy to make payments and no interest is ch...

5
Makes it easy to make payments and no interest is charged which it even makes it the best ways of making payments. Reviewed on: 27th June 2025
Christopher Moyo 's avatar
Christopher Moyo

Nice and Simple!

5
Easy way to pay for big purchases in three equal monthly payments with no catch! Reviewed on: 27th June 2025
Vishal Basra's avatar
Vishal Basra

Using PayPal felt safe..

4
Never used the split payment method before but found this to be great and for me it was available for an expensive school trip. Reviewed on: 27th June 2025
Lee T's avatar
Lee T

Provides added value.

5
Excellent facility for making a purchase more manageable. Reviewed on: 27th June 2025
David R's avatar
David R

peace of mind purchases

5
PayPal has allowed me to purchase things that I couldn’t have had PayPal not been around. Reviewed on: 27th June 2025
Chris H's avatar
Chris H

Excellent

5
Good service so far i am happy with set Reviewed on: 27th June 2025
Musarrf farid's avatar
Musarrf farid

Paypal My 1st payment choice

5
Paypal has never disappointed me when doing my purchases Reviewed on: 27th June 2025
Tonderai B's avatar
Tonderai B

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal

  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill