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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Easy, quick and well priced

5
Rate setter where excellent and got us a good rate quickly without any fuss. I'd highly recommend. Reviewed on: 29th June 2017

excellent customer service

5
happy to help out and a easy loan application process. Reviewed on: 29th June 2017

Easy to use and money's in the next day. So easy.

4
It's straight forward. Which is handy when you have little time. Terms are good and a great rate. Reviewed on: 29th June 2017

Brilliant

5
Great no problems and very quick to get an answer Reviewed on: 29th June 2017

Hassle free lending

5
Easy to arrange, monies came through quickly and the account information on the website is clear and concise Reviewed on: 29th June 2017

Ratesetter - Great Service and Competitive Loan Option

5
Required a loan and made online application which was easy to do. Was accepted very quickly and received within 24 hours. Found interest rate charged to loan was very good. Have contacted Ratesetter a couple of times and found them to respond in a prompt and professional manner. Well worth considering if you require a loan. Great service. Reviewed on: 29th June 2017

Excellent customer service

5
Ratesetter was easy to apply for and you can follow your payments through your account with an early settlement option. So good! Reviewed on: 29th June 2017

Easy straight forward way to money in my bank!

5
Rate settler is an easy no hassle way to get a loan, rates are very good and loans are approved there and then, so to sum up..... Great service, great rates no hassle personal loan. Reviewed on: 29th June 2017

Personal Loan

5
Getting a loan from ratesetter was quick and simple to do there was no drawn out process I would recommend to anyone that is looking for financial help Reviewed on: 29th June 2017

Awesome service!

5
I have used Ratesetter for a car loan and found the whole experience simple, quick and efficient. Unbelievably easy! So much so that I've just taken another loan for my husbands car! Will I use them again? Without hesitation. I won't even look at anyone else. 5 stars across the board. You can over pay or settle early without penalty which is brilliant. Reviewed on: 29th June 2017

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