Smart Money People Logo

RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14025)

So simple and straightforward

5
Was looking around for a cheap loan with good customer rating and came across this company. With my own experience I can now honestly say that for the ease at which all the peoerwork was handled and processed I'd recommend this company to all of my friends that ever need a loan. Thanks again for the straightforwardness everything was for me. Reviewed on: 29th June 2017

Quick process

3
Easy application process, and quick pay out Reviewed on: 29th June 2017

First class service

5
I found Ratesetter to be an excellent choice for my peer to peer loan and would highly recommend them to everyone looking the same Reviewed on: 29th June 2017

Simple and easy

5
Not a bad word to say. Very simple to do and easy to set up. Reviewed on: 29th June 2017

Brilliant and easy to deal with

5
Easy company to deal with and very accommodating and trusting of their customers if they are good and reliable Reviewed on: 29th June 2017

Would definitely recommend ratesetter to family and friends

5
They were very clear and transparent, easy to understand. You found out immediately if you would be given a loan. Would definitely recommend them to anyone looking for a loan. Reviewed on: 29th June 2017

RateSetter, none better.

5
I have taken out two loans with RateSetter and I can honestly say it was so straightforward and simple to deal with them. They make everything so easy to understand. I'd recommend them to anyone. Reviewed on: 29th June 2017

No hassle and easily contactable

5
Excellent and very helpful staff with helpful flexible repayment options Reviewed on: 29th June 2017

Easy to use and great returns

5
Ratesetter has provided me with great returns at a time when interest rates in many places are paltry. An easy to use platform makes transactions easy and it's been great to see my money steadily grow! Reviewed on: 29th June 2017

Excellent service

5
Quick easy user friendly website. No hassles. Good follow up service Reviewed on: 29th June 2017

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.96 from 308 reviews
    RateSetter
    View all products