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RBS: Basic Current Account reviews

Name: Basic Current Account
Rating: 4.12 (237 reviews)

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4.04

Based on 237 reviews, last reviewed 2nd Apr 2025

700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

14%

10%

Latest highest rating:

5

Very happy with RBS service. Very happy with RBS service. Offered a customer health check a few years ago which helped get me the right accounts for me. Only negative is the closi... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

1

Want to be an internet bank so after 250 or so years... Want to be an internet bank so after 250 or so years decided that they don’t need branches Reviewed on: 24th October 2024

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About this product

RBS Basic Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest RBS Basic Current Account reviews to find out what life as a RBS customer is really like. And remember, if you are a RBS customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of RBS ...

RBS Basic Current Account reviews (237)

Review of the RBS, Basic Current Account:

Suppose it's not a bad current account

... but the interest is awful and they fairly consistently change the T&Cs as it suits them. I'd probably feel much better about my bank, where it not for the fact that they technically owe me, as a taxpayer, several tens of thousands of pounds after their bailout. Reviewed on: 4th April 2017

Very happy with RBS service.

Very happy with RBS service. Offered a customer health check a few years ago which helped get me the right accounts for me. Only negative is the closing of local branches but I am mostly a digital banker so I can see why they've had to do this. Reviewed on: 2nd April 2025

All round brilliant

Easy and secure app. Good interest rates. Easy to browse other savings or accounts available to you. Good accurate credit score updates. Easy to monitor and track areas of spend. Reviewed on: 18th March 2025

All round excellence....

I'm not a customer of great wealth, in fact I do have an overdraft facility which I occasionally have the need to use, however my bank (who I've been with since the early 1980s) have always treated me respectfully and offered assistance when they felt I needed it and which at times I have accepted. They have looked after me personally when I had a local branch, and are now continuing to do so over the internet. My account fluctuates due to the fact my pension date changes, but... Reviewed on: 27th February 2025

Excellent service

Despure Jo local branch I get excellent service through natwest Reviewed on: 26th February 2025

They're fine if you're too lazy to find better

They're fine if you want a basic bank account with no interest or perks and can overlook their involvement in most financial scandals. Reviewed on: 26th February 2025

Great local branch giving a top class service.

Great local branch giving a top class service. All banking needs met, and carried out in an orderly manor. Also free with no payments required. Online access is also very well presented and always avaliable Reviewed on: 26th February 2025

I've been with RBS since the Route 17 days and they'...

I've been with RBS since the Route 17 days and they're just the best ever. Also, their banking app is the most complete I've ever used. Reviewed on: 26th February 2025

The best!

This is the best bank I have ever had to work with! Reviewed on: 26th February 2025

5* to rbs

Fantastic banking easy app when your not tec savy like me Reviewed on: 23rd February 2025

Scammed..

Received a text from rbs telling us of fraudulent activity on our current account.Attempted to contact fraud on three occasions.On each occasion contact was cut off.As cards and my account had been closed down I was unable to access any funds .On visiting our Coatbridge branch we were assisted by a member of staff (Gillian) who made contact with the Fraud Department on our behalf.Her input helped resolve the problem .Thanks again Gillian. Reviewed on: 10th November 2024

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