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RCI Bank: Fixed Term Savings Account reviews

4.83
Based on 1,181 reviews, last reviewed 15th Mar 2025
61800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
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11%
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1%
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0%
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3%

Latest highest rating:

5

Very easy to access and use the bank online. Very easy to access and use the bank online. Reliable looking after my money and will reinvest with them when the fixed term has finished. At the time... Read more Reviewed on: 15th March 2025
Ginni's avatar
Ginni

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1181)

Review of the RCI Bank, Fixed Term Savings Account:

Simple, straightforward, effective.

5
I have a one year fixed term savings account with you. It was easy to set up, and the interest rate, by today's dismal standards, is very fair. On the single occasion when I had to contact your Customer Services your agent was helpful, professional and resolved my issue immediately. What more could I ask of a savings account provider? I have already recommended your account to my younger brother. Reviewed on: 2nd March 2022

Easy to follow app which keeps you up to date with o...

5
Easy to follow app which keeps you up to date with outgoing and ongoing plus also it gives good fixed interest rates Reviewed on: 12th March 2025

Competitive interest rates and businesslike service.

5
Decent interest rate with any changes advised in reasonable time. Suitable and competitive products available. Clear and easy to use website. Right level of communications for me. I haven't had need to contact customer services so far so unable to comment. Reviewed on: 12th March 2025

Good communication

5
We have been kept informed and offered options with clear explanations allowing us to make informed choices. Reviewed on: 12th March 2025

Always good rates and easy website to use

5
Always good rates and easy website to use Reviewed on: 12th March 2025

Competitive rates, good communications

5
Competitive rates, good communications Reviewed on: 12th March 2025

Using my RCI account

5
Been with RCI for several years now. Rates are competitive and staff have always been helpful and responsive whenever I need to contact them. Reviewed on: 12th March 2025

RCI Savings

5
I use RCI for savings and has always been an easy, stress free process. Reviewed on: 12th March 2025

Safe and sound!

5
Easy to deal with and efficient in dealing with enquiries.Everything is set ou very clearly on RCI's website. Reviewed on: 12th March 2025

Polite and Helpful

5
Any time I have contacted them with a query their response has always been polite and very helpful, also online banking system is easy to use which is beneficial to older users who may not be too confident doing online transactions. Reviewed on: 12th March 2025

Very easy to deal with and often good value

5
Easy to deal with in managing accounts, often offer good value accounts, moving cash is now more efficient and timely. One of my go to companies when I've cash to save/invest. Would recommend Reviewed on: 12th March 2025