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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

no fuse clarity

5
We always get a good response - no fuse clarity and strong online presentation Reviewed on: 29th January 2026

Advise is good, easy opening of account

5
Advise is good, easy opening of account Reviewed on: 29th January 2026

Easy, smooth and professional account setup

5
Easy, smooth and professional account setup Reviewed on: 29th January 2026

Easy yet secure access by Internet and Phone.

5
Easy yet secure access by Internet and Phone.Your response time to phone inquiries is better then most other banks. Reviewed on: 29th January 2026

Great rates and easy account accessibility via the app.

5
Great rates and easy account accessibility via the app. Withdrawals are very quick to arrive in bank account. Reviewed on: 29th January 2026

Good interest rate, Very friendly staff, easy to use.

5
Good interest rate, Very friendly staff, easy to use. Reviewed on: 29th January 2026

Web page Very easy to use telephone questions answered

5
Web page Very easy to use telephone questions answered Reviewed on: 29th January 2026

Easy to RCI excellent

5
Easy to deal with, efficient and good rates. Reviewed on: 29th January 2026

Overall, a good online savings bank.

5
This is primarily an online bank for myself. The setup and funding is very well explained and quite easy to do. I think the rates they offer are competitive in the savings market. The security is high which is good. Highly recommended. Reviewed on: 29th January 2026

Clear communication and excellent service.

5
Clear communication and excellent service. Reviewed on: 29th January 2026

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