Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

RCI pays the best interest on all my accounts.

5
RCI pays the best interest on all my accounts Reviewed on: 9th April 2025

provide excellent interest at stable rates

4
provide excellent interest at stable rates and good website Reviewed on: 9th April 2025

The accounts that I have, I am very satisfied with,...

4
The accounts that I have, I am very satisfied with, but I would like to have the option of an isa. Reviewed on: 9th April 2025

Really good interest rates and easy to use app

5
Really good interest rates and easy to use app Reviewed on: 9th April 2025

Easy to work with and excellent clarity on all fronts

5
Easy to work with and excellent clarity on all fronts Reviewed on: 9th April 2025

Easy to navigate, good rates.

5
Easy to navigate, good rates. Customer focussed company and I would recommend this to friends and family. Reviewed on: 9th April 2025

Good service and competitive rates

5
Good service and competitive rates Reviewed on: 9th April 2025

Always helpful and great products

5
Always helpful and great products Reviewed on: 9th April 2025

A bank that is easy to do business with that offers...

5
A bank that is easy to do business with that offers excellent rates of interest Reviewed on: 9th April 2025

RCI Bank is a good place to save money online

5
RCI Bank is a good place to save money online, with good security for signing onto to the site, and offers good interest rates Reviewed on: 9th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9016 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products