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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Good on-line security and efficient communication

5
On-line security is good and logging on is an efficient and careful process. Communication regarding the state of account and changes in interest rate re communicated clearly and in a timely manner. Rates are favourably pitched to help saving. Reviewed on: 9th April 2025

Clear and Simple

5
It is easy to find what accounts are available on the RCI website and their savings rates are always competitive. I moved money from another account to invest in the Fixed Term Savings Account and the process was very straightforward. The only reason I didn't give them a top rating for "would you recommend to a friend?" is that I am not the sort of person to make financial recommendations to my friends! Reviewed on: 9th April 2025

Great investment, easy online banking.

5
Great investment, easy online banking. Reviewed on: 9th April 2025

So easy to open my account online.

5
So easy to open my account online. Very good interest rate. Reviewed on: 9th April 2025

No problem Banking good interest rates

5
No problem Banking good interest rates Reviewed on: 9th April 2025

Great rates. User friendly

5
Have been with RCI for years now. Always easy transfer. Good communication and competitive rates Reviewed on: 9th April 2025

I use the rci app, it is so clear and easy to naviga...

5
I use the rci app, it is so clear and easy to navigate plus rates are very competative , ive never had any problems with any of my investments Reviewed on: 9th April 2025

RCI Bank. Simply the Best.

5
I’ve been a RCI customer for many years. Probably not too long following receiving their UK Banking License. An excellent Bank. Reviewed on: 9th April 2025

Easy to use web site.

5
Easy to use web site. Good interest rates. Reviewed on: 9th April 2025

Excellent service

5
I have been with RCI for several years and the accounts have been handled professionally and I have been happy with the customer service if and when required Reviewed on: 9th April 2025

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