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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

449% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Fantastic interest rates

Fantastic interest rates initially recommended by Martin Lewis and I continue to invest annually Reviewed on: 29th January 2026

Easy to open accounts, very clean app and good rates

Easy to open accounts, very clean app and good rates Reviewed on: 29th January 2026

Easy banking.

I find RCI bank easy to bank with. With just a couple of steps, I can see my accounts and transferring from my Freedom account is so simple. The Fixed rate accounts offer excellent rates. Reviewed on: 29th January 2026

Excellent service

Always prompt and great at up to date information about interest rates Reviewed on: 29th January 2026

Easy to open, easy to access account online with.

Easy to open, easy to access account online with.good interest rates. Reviewed on: 29th January 2026

Stress free and Reassuring

The website is easy to navigate and I feel a great sense of security keeping my money with RCI. Reviewed on: 29th January 2026

Guaranteed Rate for Lump Sum

One of a very few banks where I can deposit a lump sum at a competitive interest rate and have guaranteed fixed rate which I use to pay towards a holiday. Reviewed on: 29th January 2026

The app is easy to use which I really value as I wan...

The app is easy to use which I really value as I want to be able to check my money at anytime. I would reccomend the app to a friend. Great service. Reviewed on: 29th January 2026

Great bank great service.

Great bank great service. Would recommend Reviewed on: 29th January 2026

Easy banking

I have been with the bank for a few years now. It was easy opening my first account and have always found it easy to renew as and when if I want to. Any changes to Terms, Conditions, closing time at Christmas for example and maturing instructions have always been received with adequate notice. Reviewed on: 29th January 2026

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