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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

An excellent experience in every way.

5
Very competitive rate. The whole process of setting up the account and managing it has been very simple. Reviewed on: 9th April 2025

I only ever deal online but never had any problems.

5
I only ever deal online but never had any problems. Everything works well on the app Reviewed on: 9th April 2025

never had problems, easy to use website and I feel c...

5
never had problems, easy to use website and I feel confident my money is safe Reviewed on: 9th April 2025

Great company to deal with

5
Always kept up to date with what information needed, changes in terms and conditions. Prompt replies to questions, never have to wait longer than 24 hours. Easy to use website, all the details of the account easy to navigate and clearly laid out. The set up of the account was easy and done very quickly. Would recommend RCI. Reviewed on: 9th April 2025

Great online experiences good rates

5
Great online experiences good rates Reviewed on: 9th April 2025

Excellent website

5
Easy to use website and quick responses Reviewed on: 9th April 2025

market leading interest rates

5
Great market leading interest rates: good admin and easy to use App. Reviewed on: 9th April 2025

Good rates and excellent customer service.

5
RCI rates are relatively good compared with other providers. They also have excellent customer services. A fast response time coupled with a polite and knowledgeable staff. Reviewed on: 9th April 2025

Really simple, hassle free platform.

5
Really simple, hassle free platform. Great rates. Reviewed on: 9th April 2025

Great communication with very competitive interest r...

5
Great communication with very competitive interest rates. Wide selection of accounts. Reviewed on: 9th April 2025

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