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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

RCI Bank

5
My experience was good. It was easy to navigate around the web site and choose the product i wanted. application was straight forward and i received clear communication from RCI. They also keep me updated with any financial developments. Reviewed on: 29th January 2026

No problems

5
I have always found it easy to open and manage my account online. Reviewed on: 29th January 2026

Two year fixed bond account.

5
I am currently saving my money in a fixed two year bond with RCI.Not only is the rate very competitive but I have found the customer service and general communication to be outstanding. Reviewed on: 29th January 2026

Ease of internet banking.

5
Ease of internet banking. Interest paid monthly in nominated account. Reviewed on: 29th January 2026

Easy to set up a fixed rate account.

5
Easy to set up a fixed rate account. Reviewed on: 29th January 2026

Good interest and simple process to set up an account.

5
A simple process to set up an account. I can't comment on customer service as I've had no need ot help. Interest rate is good, which is a key consideration for me. Reviewed on: 29th January 2026

Have a fixed account and easy to open and RCI keep m...

5
Have a fixed account and easy to open and RCI keep me updated whenever necessary without bombarding me with rubbish.’ Reviewed on: 29th January 2026

12 months fixed interest great easy to deal with no...

5
12 months fixed interest great easy to deal with no problem switching money Reviewed on: 29th January 2026

ease and efficiency to open and use the account

5
ease and efficiency to open and use the account Reviewed on: 29th January 2026

Our retirement plan

5
Easy process but not compromise any security. Reviewed on: 29th January 2026

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