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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Very easy to do interact with RCI bank.

Very easy to do interact with RCI bank. Reviewed on: 9th April 2025

Good rates, reasonable service.

Good rates, reasonable service. Post 1pm payments could be quicker. App is ok but creating different payees to the same bank is problematic as it renames the accounts to the same name Reviewed on: 9th April 2025

In all my dealings with RCI Bank, I have been pleased.

In all my dealings with RCI Bank, I have been treated with honesty and respect. Reviewed on: 9th April 2025

Safe and reliable

RCI have always been reliable and felt safe to bank with them Reviewed on: 9th April 2025

User Friendly

Easy to set up online investment account and good communication if requested help. Reviewed on: 9th April 2025

First Class Service and Products

customer service advisers are always polite, friendly and deals with any queries professionally and efficiently. Reviewed on: 9th April 2025

Excellent customer service.

Excellent customer service and keep me informed of any updates or changes of interest on my account. Treat existing customers the same as new ones. Reviewed on: 9th April 2025

A very good & safe bank

Very easy to use and my savings feel safe. The monthly income helps me to budget. Reviewed on: 9th April 2025

The interest rate is good and smooth money transfer...

The interest rate is good and smooth money transfer for both in and out. Reviewed on: 9th April 2025

Helpful bank with good products

Good service and communications-Products are competitive and easily understood Reviewed on: 9th April 2025

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