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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

No problem opening this or previous accounts.

No problem opening this or previous accounts. Competitive interest rate.straightforward frb account. Reviewed on: 9th April 2025

good rates, easy to manage online

good rates, easy to manage online Reviewed on: 9th April 2025

Easy to navigate

Website is Easy to navigate and transfers are quick. Reviewed on: 9th April 2025

Good interest rate.

Good interest rate. Online banking is easy Reviewed on: 9th April 2025

Good communication best rates for fixed rate bonds

Good communication best rates for fixed rate bonds Reviewed on: 9th April 2025

I have used RCI for years and am very pleased with t...

I have used RCI for years and am very pleased with their service Reviewed on: 9th April 2025

Easy to deal with.

Easy to deal with and good interest rates on cash investments. Reviewed on: 9th April 2025

no account issues & clear account information.

I have never had any issues with my accounts. Account information is very clearly presented on the website Reviewed on: 9th April 2025

Bank offers a very competitive interest rate.

Bank offers a very competitive interest rate for its fixed period cash investments. Website is easy to access but has strong level of security. Statements could be more detailed showing all transactions from initial investment date. Reviewed on: 9th April 2025

Easy to do business with

speedy, simple, no fuss and good communication as well as great interest rate Reviewed on: 9th April 2025

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