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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Never had a problem, queries answered quickly over t...

5
Never had a problem, queries answered quickly over the phone and less urgent answered promptly by email. Reviewed on: 29th January 2026

Great Bank for taking out and managing savings

5
Great customer service when needed help accessing my account online. Very competitive interest rate for new fixed rate savings account I have just opened. I would definitely recommend RCI bank to friends and family. Reviewed on: 29th January 2026

Very helpful, excellent website, easy to use.

5
Very helpful, excellent website, easy to use. Reviewed on: 29th January 2026

Excellent firm

5
Excellent firm, great service and they make everything very simple. Reviewed on: 29th January 2026

Customer service and savings rates first class.

5
I’ve saved with RCI bank for a number years and have always found the bank rates very competitive with its Fixed Term savings account. On top of this their customer service is first class. Reviewed on: 29th January 2026

Best rate at the time that I needed a fixed rate.

5
Best rate at the time that I needed a fixed rate. Good communication Reviewed on: 29th January 2026

I'm happy when the rates are good

5
I'm happy when the rates are good Reviewed on: 29th January 2026

Easy to access website and so is customer services.

5
Easy to access website and so is customer services. Reviewed on: 29th January 2026

Works well - use and forget till next time

5
Works well - use and forget till next time Reviewed on: 29th January 2026

RCI Bank is very easy to use online

5
I've found RCI very easy to use online and give a good return on savings. Reviewed on: 29th January 2026

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