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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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10%
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0%
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2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

This bank feels a bit different to other banks.

5
This bank feels a bit different to other banks. Website is very crisp and clear. Messages are dealt with efficiently. Their savings options are good. I would be reluctant to leave. I have recommended them to family. Reviewed on: 21st March 2025

Changing rates so not able to forecast

4
Changing rates so not able to forecast Reviewed on: 21st March 2025

Decent interest rate with competitors, easy to open...

4
Decent interest rate with competitors, easy to open accounts online. Would be even better if added an ISA Reviewed on: 21st March 2025

Easy process

5
Easy process to start saving & an all round pleasant experience. Reviewed on: 21st March 2025

Competitive and professional.

5
RCI provided a very competitive product and processed our application quickly and accurately. All communication has been polite and helpful and we hope to continue to do business for years to come. Reviewed on: 21st March 2025

Nice people to do business with

5
Telephoned RCI Bank for information and the telephone was answered promptly and got through the right person first time. Answered my query efficiently and asked if they could do anything else for me. Reviewed on: 21st March 2025

RCI Bank provides excellent service

5
RCI Bank provides excellent service with friendly staff, seamless online banking, and quick transactions. Their customer support is responsive. It has competitive rates and website is uncomplicated, making banking easy. A trustworthy and customer-focused bank—I highly recommend them for a hassle-free banking experience! Reviewed on: 21st March 2025

Easy on-line banking

5
Easy on-line banking with great interest rates Reviewed on: 21st March 2025

Very professional service

5
Very professional service. Extremely competitive interest rates. Reviewed on: 21st March 2025

Very smooth process opening account and tran...

5
Very smooth process opening account and laterly transferring to a new product Reviewed on: 21st March 2025

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