Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

View other RCI Bank products

4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

449% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Opening fixed rate account was easy.

Opening fixed rate account was easy. The interest rates were very competitive in the market Reviewed on: 29th January 2026

User friendly app.

User friendly app. Good interface ans simple to understand Reviewed on: 29th January 2026

Great rate.

Great rate. Great experience. Very happy Reviewed on: 29th January 2026

Always give fair interest rates.

Always give fair interest rates. Reviewed on: 29th January 2026

Very easy to check rates and open new accounts.

Very easy to check rates and open new accounts. Maturity options wick and simple too Reviewed on: 29th January 2026

Competitive Interest rates

The interest rates are really competitive with a savings plan for all budgets.The website is very easy to navigate. Hassle free application on line, making it straightforward when it comes to transferring funds.Regular updates and reminders near the anniversary of a fixed account giving you plenty of ongoing options for further savings accounts and future planning. Reviewed on: 29th January 2026

professional and efficient, excellent service and rates

professional and efficient excellent customer service and easy to understand web site Reviewed on: 29th January 2026

RCI Bank have an excellent user interface

RCI Bank were super speedy in opening my account and their user interface - both app and website - is great. Reviewed on: 29th January 2026

Great product range with easy admin and clear comms

A wide range of products, clearly described, easy to apply for and manage. There are regular updates provided clearly stating what new products are available and new Ts and Cs is that is relevant. I am not bombarded with unnecessary information nor feel pressured by any of the communications Reviewed on: 29th January 2026

Good Value

I have been with RCI for several years. Always good value. Thank you. Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Framework Fair Value Fixed Rate (discontinued)
from Nottingham Building Society 5.00 from 1 reviews
Savings
from Market Harborough Building Society 5.00 from 5 reviews
Smart Saver
from Zopa 4.93 from 8145 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.90 from 11981 reviews
95 Day Notice Account
from RCI Bank 4.88 from 944 reviews
E-Volve Savings Notice Account
from RCI Bank 4.88 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub