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Saga: Home Insurance reviews

4.62
Based on 2,632 reviews, last reviewed 27th Nov 2024
75% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
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1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

GREAT DISCOUNT. I CONTACTED SAGA WHEN MY RENEWAL WAS DUE AND THEY GAVE ME £30 OFF THEIR RENEWAL PRICE Reviewed on: 6th October 2024
Shirley B's avatar
Shirley B

Latest lowest rating:

1

Renewing house insurance Saga (and their underwriters) should be avoided. They declined to renew our house insurance on the day it expired having previously bombarded us with ... Read more Reviewed on: 27th November 2024
Ian P's avatar
Ian P

About this product

Are you looking for a new home insurance policy? Check out the reviews on Smart Money People to gain insight into your potential new provider. Our Saga home insurance reviews are left by genuine existing customers to help you make an informed decision when taking out your policy.

Saga offers a variety of insurance products, with a range of home insurance policies to choose from. You can purchase individual contents and buildings insurance policies, or combine the two. There is also the option for a three year fixed-price policy. Saga offers additional levels of cover designed with those aged over 50 in mind.

Before taking out a new home insurance policy, understand what you require from the cover. Will you combine contents and building insurance, or instead purchase them separately? Decide what’s best for your circumstances, then find a suitable provider that can meet your needs. Check out our Saga home insurance reviews to see how policyholders rate the service they have received.

Have you had a home insurance policy with Saga? Share your honest experience with others on Smart Money People. Why did you choose to insure with Saga, and would you renew your policy? Did you combine your home insurance policies and did you manage to secure a suitable level of cover for your needs? Were you satisfied with the price of your premium? Did you opt for Saga’s over 50s cover, and if so, how have you found it? Did you have to make a claim on your policy, and if so, how was it dealt with? Whether good or bad, write a Saga home insurance review today. Together, we can help people like you make better decisions.

Saga Home Insurance reviews (2632)

Review of the Saga, Home Insurance:

Avoid this company at all costs

1
My current home insurance cost £384 with Saga. Initially I was pleased. I made no claims at all this year. 4 years ago with another insurer I had had to make a claim when my oil tank split. This was resolved with no problems and was on my record when I joined Saga this year. This year my renewal quote was £3750!! Why? Reviewed on: 10th September 2024

Renewing house insurance

1
Saga (and their underwriters) should be avoided. They declined to renew our house insurance on the day it expired having previously bombarded us with emails with questions about the property, many of which were repeated and some of which were imposible to answer. Even the Saga agents I spoke to were embarrassed. Reviewed on: 27th November 2024

Avoid Avoid

1
When making a claim, I was met with an Irish team of arrogant, passive aggressive people who all they done was put up barriers regarding my claim I would not recommend SAGA to anyone. In fact I would say avoid at all cost. Reviewed on: 15th November 2024

GREAT DISCOUNT.

5
I CONTACTED SAGA WHEN MY RENEWAL WAS DUE AND THEY GAVE ME £30 OFF THEIR RENEWAL PRICE Reviewed on: 6th October 2024

Excellent company

5
Been with saga for years and would never dream of going to another company, great customer service, and deals with your claims pretty fast and sufficient , overall, an excellent company , Reviewed on: 4th September 2024

Easy to buy online for me as an elderly person.

5
Easy to buy online for me as an elderly person. They are happy to discus what is rigjt for me and helpful when things go wrong Reviewed on: 24th August 2024

all ok. good service

5
all ok. good service. prefab house insurance is specialised and expensive, best price was found with Saga Reviewed on: 23rd August 2024

Good rates for older people.

3
Good rates for older people. To be honest, so far I haven't needed their help, but I've heard they are efficient and sympathetic to claimants. Reviewed on: 23rd August 2024

Hassle free , fair price, good customer service fro...

5
Hassle free , fair price, good customer service from real humans!,,, Reviewed on: 23rd August 2024

Saga by name, Saga by nature.

1
Saga by name, Saga by nature. If I could give Saga 0 stars, I would. My buildings and car insurance renewal quotes have been absolutely extortionate - the latter being double the previous year, and significantly more than double the nearest quote on a comparison website. In terms of customer service, waiting times to get through by phone are outrageous - on one occasion alone I spent more than an hour only on hold. Having spoken to a customer services advisor about my motor insurance quote, and not receiving a competitive offer, I said I would cancel the policy online. Rather than telling me that was impossible, she let me ring off. Guess what - no means of cancelling online, and the website is not fully functioning, and so I am sitting again on hold, frittering away another hour of my life that I'll never get back, and listening to the repeated message reminding callers to have respect. Frankly, at my age, every hour counts, and, if you are a pensioner - as is Saga's demographic - trust me, you can't afford to insure with them. And life's too short. Reviewed on: 15th August 2024

Very poor customer service and communication.

1
A simple information request has so far taken 14 days during which time the same information, already provided, has been repeatedly requested by them. Obviously the emails we have sent to them are not being read even though they are responding to them. If you ring customer service you are told the wait time is about 15 minutes but I have waited over 30 minutes on three occasions without receiving a reply. Whilst waiting you are told their staff are ‘very busy’ and ‘hardworking’ which I think is usually called ‘having a job’. You are also requested to treat staff with respect which is quite insulting as a) I always treat people with respect and they have no right to assume otherwise b) no one answers anyway and c) possibly the reason some people are rude to their staff is the company’s fault as people are frustrated by the amount of time they have to wait. Reviewed on: 25th July 2024

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