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Sainsburys Bank: Nectar Credit Card reviews

Name: Nectar Credit Card
Rating: 2.95 (95 reviews)

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2.91

Based on 95 reviews, last reviewed 27th Feb 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

25%

24%

37%

Latest highest rating:

4

Sensational 0% balance offer I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason for me reviewi... Read more Reviewed on: 27th February 2025

Latest lowest rating:

1

Broken Online Account Reset & Call Centre! Broken! Cant reset my logon details as the online system rejects my valid details for credit card & loan (via mobile or laptop). Cant use the call c... Read more Reviewed on: 21st November 2024

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About this product

Sainsburys Bank Nectar Credit Card reviews can help you to find out about the pros and cons of the Sainsbury's Nectar credit card. What kind of features do Sainsburys Bank customers like? Find out more about the Sainsburys Bank Sainsbury's Nectar Credit Card by reading our trusted Smart Money People reviews. You can also write your own Sainsburys Bank Sainsbury's Nectar Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial s...

Sainsburys Bank Nectar Credit Card reviews (95)

Review of the Sainsburys Bank, Nectar Credit Card:

No problems, good rate, good service

No problems, good rate, good service Reviewed on: 20th June 2016

Credit card with rewards

I've had this credit card for about 5 years and everything has always run really smoothly. Plus I get extra Nectar points every month which help with my shopping bill Reviewed on: 1st June 2023

Good value Credit Card

The application was easy, I had a response very quickly and my card and credit on it were available straight away. I was able to use this and help me through a sticky patch where income wasn't meeting outgoings for a short time and it really helped. It also boosted my credit score for another financial product I might need. Reviewed on: 31st May 2023

Not much Nectar

The additional Nectar points for using Sainsburys Bank's Nectar Credit Card at Sainsburys have been reduced from 2 per pound spent to 0.5 per pound spent. Being charitable to them this halves rather than quarters the total Nectar points from 3 (£0.015) per pound to 1.5 (£0.075) per pound. Nectar has always underperformed Boots Advantage and this does nothing to help. Also I was once charged for currency conversion when paying a UK organisation in pounds! Reviewed on: 20th April 2023

Hands on availability

Simple the best rate better than all the rest Reviewed on: 11th April 2023

Great value

Extended my o% balance transfer deal Reviewed on: 5th April 2023

Easy credit card

Sainsbury's offers a decent 0%interest credit card. The main perk of this is adding Nectar points everytime you shop, particularly if you shop with them or fuel at certain Esso's. However, if you use their card abroad the charges that you have to pay are extortionate! Reviewed on: 28th March 2023

Great

Good company, happy to use their products and I have for a long time. Reviewed on: 8th February 2023

Not sure what is going on with this bank...

Applied for a credit card in which I get 10k points if I spend £400 within 2 months. Card didn't arrive after 2 weeks. Called and had to hold for 40 minutes to speak to someone. No reason given why card hadn't arrived, just told it didn't appear to have been ordered. So, now I have less time to spend the £400... not great. Then tried to apply for a savings account via their app but couldn't as my address details needed updating. Sent a message and was told I had to call them (... Reviewed on: 3rd February 2023

Customer service lacking

Hard to get a hold of them but if you’re lucky enough not to need them then their credit cards have good offers. Reviewed on: 1st February 2023

very bad customer service

Last two month continue talk to sainsburry customer department and they everybody reply differently. still my credit card not start. i dont want to use credit card Reviewed on: 8th December 2022

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