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Sainsburys Bank: Nectar Credit Card reviews

Name: Nectar Credit Card
Rating: 2.95 (97 reviews)

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2.85

Based on 97 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

26%

24%

36%

Latest highest rating:

5

It has always been very good with fast responses but... It has always been very good with fast responses and positive answers. A shame that it was 'sold' to NatWest but we shall see how they do going forwar... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

£5000 spend not at Sainsburys you get £5 in nectar p... £5000 spend not at Sainsburys you get £5 in nectar points. Pointless Reviewed on: 29th March 2025

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About this product

Sainsburys Bank Nectar Credit Card reviews can help you to find out about the pros and cons of the Sainsbury's Nectar credit card. What kind of features do Sainsburys Bank customers like? Find out more about the Sainsburys Bank Sainsbury's Nectar Credit Card by reading our trusted Smart Money People reviews. You can also write your own Sainsburys Bank Sainsbury's Nectar Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Sainsburys Bank Nectar Credit Card reviews (97)

It has always been very good with fast responses but...

It has always been very good with fast responses and positive answers. A shame that it was 'sold' to NatWest but we shall see how they do going forward. Reviewed on: 24th January 2026

£5000 spend not at Sainsburys you get £5 in nectar p...

£5000 spend not at Sainsburys you get £5 in nectar points. Pointless Reviewed on: 29th March 2025

Sensational 0% balance offer

I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason for me reviewing this however was they emailed an offer to me of a 0% credit card balance transfer with £0 transaction fee to move it across!! I thought it was a brilliant offer. If it weren't for the fact I am in the process of remortaging the house (and didn't want a hard credit check on my account), I would totally have taken advantage of it! I don't know if the offer went to all customers, or maybe people who've been with the credit card for a while, but it was a superb offer! Reviewed on: 27th February 2025

Broken Online Account Reset & Call Centre!

Broken! Cant reset my logon details as the online system rejects my valid details for credit card & loan (via mobile or laptop). Cant use the call centre as it offers no option to connect to online banking support. Cant go via call centre credit card support as no phone options exist. Cant go via call centre loan support support as they direct you to online reset - which doesn't work. Useless! Reviewed on: 21st November 2024

Generally good

I’ve been a customer for several years and on the whole have had a good experience. It is sometimes inconvenient that online customer experience is limited, requiring ringing helplines and staying on hold for a long time. Reviewed on: 24th August 2024

Sainsbury Credit Card allows me to pur...

I have Sainsbury Credit Card and it allows me to purchase my daily needs and earn Nectar points as well which I use to redeem groceries and stuff. It allows me to shop and spend for necessities and I can pay back interest free at a certain time. Reviewed on: 15th June 2024

The app is really easy to use

The app is really easy to use to check my balance and payments. Reviewed on: 10th June 2024

Unintelligent security

I only have a card for the nectar points but the security is ridiculous. If I add a £1 item to my sainsbury order of over £100 I have to through the same security as if I just spent £500! WithAI shouldn't it realise I make a Sainsbury shopping order every week delivered to my registered address, and if I add an item I am not creating a fraud!!! Reviewed on: 27th May 2024

I earn nectar points and their security is very stro...

I earn nectar points and their security is very strong I get text messages for every transaction. Payment process is simple and customer service is excellent. It's accepted everywhere, the app is very user friendly. I never had any issues, been using this credit card for years. Reviewed on: 23rd May 2024

Application went smoothly, no problems at all.

Application went smoothly, no problems at all. Reviewed on: 23rd February 2024

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