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Santander: Basic Current Account reviews

3.90
Based on 288 reviews, last reviewed 17th Jan 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
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20%
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14%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

I have been using my Santander account for 9 years now. I have been using my Santander account for 9 years now. Security is top notch, and that is very important. Reviewed on: 17th January 2025
Jaroslavs's avatar
Jaroslavs

Latest lowest rating:

1

Didn’t help me to return my stolen money . Didn’t help me to return my stolen money . I contacted them several times and was told that it was impossible because the fraudulent company actually ... Read more Reviewed on: 23rd September 2024
Svetlana G's avatar
Svetlana G

About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for your needs. Choosing a suitable account can become more difficult if you’re new to the country or have a poor credit rating. Learn how well Santander serves this demographic by reading our Santander Basic Current Account reviews.

Learn about existing account holders’ circumstances and why the Basic Current Account has worked for them. Find out about the sign-up process and how supportive Santander’s customer service team is. Read about the different perks available with the free rewards service. Learn more about the mobile banking app and the features it provides. Make an informed decision about your new bank account by reading our Santander Basic Current Account reviews.

If you have a Basic Current Account, share your experience with our Smart Money People community. How long have you had your account and is it your main bank account? Why did you choose the Basic Current Account and have you been satisfied so far? What’s your favourite feature of the account and is there anything you feel could be improved? Don’t forget to include any experiences you’ve had with the customer service team. Whether good or bad, write an honest Santander Basic Current Account review today. Together, we can help people like you make better financial decisions.

Santander Basic Current Account reviews (288)

Review of the Santander, Basic Current Account:

Glad I’m soon leaving.

1
Awful experiences most of the time. In making simple transactions in the bank the queues are disgusting. Staff stood around waiting for queue to get bigger before then serving. Security questions great but the incessant questions going way beyond are unnecessarily intrusive. Branches shutting down and basic things can’t be done in the machine and needs queuing for. Then having to repeat things over and over again because of lack of listening. Just overall never been a good experience with this bank. Glad I moved banks for most of my savings. Reviewed on: 10th April 2024

Very good bank

4
None we had any grub left from this bank and it’s really good Reviewed on: 28th January 2020

not good

1
while abroad they were not at all helpful when money was taken from my account Reviewed on: 28th January 2020

Excellent

5
The customer service is brilliant Reviewed on: 24th January 2020

Was well coming

5
Tuck me less then 5 mins to get where I need to be Reviewed on: 19th January 2020

No hassle bank

5
They cause me no hassle i moves from lloyds to santander with ease a year ago no silly charges Reviewed on: 18th January 2020

Basic Current Account

3
I have had the account for 12 years and never had a problem. I like the app and can easily check my balance, make transfers instantly and view transactions. I would like it if it updated in real time. Reviewed on: 12th January 2020

Basic account so what do you expect!

4
I feel the security is really good these days, certainly been lots of improvement. With it being a basic account there's obviously no extras, but it does fine for me. Reviewed on: 11th January 2020

Fab!

5
Santander has been my bank for many years ove never had any problems.the inbranch staff in my local branch are so helpful Reviewed on: 28th December 2019

A decent, reliable bank

4
Good customer service and never had any issues with them. Reviewed on: 26th November 2019

Average bank account

3
The basic account is.... basic. No frills, no rewards It's nothing to write home about when compared to other banks' offers. Reviewed on: 25th November 2019

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