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Santander: Basic Current Account reviews

3.86
Based on 289 reviews, last reviewed 13th Feb 2025
No new 5 star reviews
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No new 1 star reviews
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20%
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14%
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3%
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12%

Latest highest rating:

5

I have been using my Santander account for 9 years now. I have been using my Santander account for 9 years now. Security is top notch, and that is very important. Reviewed on: 17th January 2025
Jaroslavs's avatar
Jaroslavs

Latest lowest rating:

1

Avoid having a bank with Santander You cannot make payments above £2000. Even if your payment limit it set to higher they will block your account. They make you call them but don’t have... Read more Reviewed on: 13th February 2025
Al's avatar
Al

About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for your needs. Choosing a suitable account can become more difficult if you’re new to the country or have a poor credit rating. Learn how well Santander serves this demographic by reading our Santander Basic Current Account reviews.

Learn about existing account holders’ circumstances and why the Basic Current Account has worked for them. Find out about the sign-up process and how supportive Santander’s customer service team is. Read about the different perks available with the free rewards service. Learn more about the mobile banking app and the features it provides. Make an informed decision about your new bank account by reading our Santander Basic Current Account reviews.

If you have a Basic Current Account, share your experience with our Smart Money People community. How long have you had your account and is it your main bank account? Why did you choose the Basic Current Account and have you been satisfied so far? What’s your favourite feature of the account and is there anything you feel could be improved? Don’t forget to include any experiences you’ve had with the customer service team. Whether good or bad, write an honest Santander Basic Current Account review today. Together, we can help people like you make better financial decisions.

Santander Basic Current Account reviews (289)

Review of the Santander, Basic Current Account:

Highly recommend

4
Santander is the only bank I've ever been with since being 14 years old and I've never had a problem with them,vert safe and reliable with your money Reviewed on: 26th March 2023

Amazing

5
Friendly caring kind helpful best bank I have been with Reviewed on: 29th December 2018

Amazing service

5
Always there to help. No matter the problem Reviewed on: 20th December 2018

Poor service

1
Not recommended as the service and products are not on par with other banks Reviewed on: 11th December 2018

Nice basic bank account

5
Get wages paid and have direct debits taken out. Nice friendly helpful staff with good security. Reviewed on: 2nd December 2018

customer friendly but not really visable

4
I have always had good service from Santander and have held an account with them for over 20 years. I do however wish they had a bigger high street presence as there have been occasions recently when this would have been really useful. I know they can be accessed via the post office but recently I lost my memory completely following an epileptic attack and trying to access them online was useless as I couldn't remember any security details and the post office just kept telling me to phone them up. Reviewed on: 10th November 2018

Santander - always there

4
A product that is perfect for my current banking needs, excellent online banking facilities to help me keep tracking of my spending and experienced staff to help with queries in branch Reviewed on: 10th November 2018

online current account

5
Had my online current account and a savings account with Santander for many years and find it easy to access and run online Reviewed on: 8th November 2018

No problems

4
Never had any problems with this company Reviewed on: 8th November 2018

Santander is No1 for the people

5
Always had excellent service from santander both the bank and the employees Reviewed on: 8th November 2018

One stop shop

3
Great products for every stage of your life. Be good to have more offers for existing customers. Reviewed on: 8th November 2018

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