Write a review

Go to business site

Santander: Basic current account reviews

Name: Basic current account
Rating: 4.35 (332 reviews)

View other Santander products

4.35

Based on 332 reviews, last reviewed 23rd Apr 2026

11% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

20%

13%

11%

Latest highest rating:

4

Standard current account. Standard current account. 0% interest on balances, with charges on an overdraft. Online banking is Ok and fairly easy to use Reviewed on: 23rd April 2026

Latest lowest rating:

2

The current account does everything you need it too... The current account does everything you need it too the main issue is the complete lack of people available to see in branch. By the time you have com... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Review Santander: Basic current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander Basic current account reviews (332)

Santander

Professional, friendly, but loans not as cheap as Zopa. Reviewed on: 24th March 2021

Santander the best bank

I love how Santander helped me when I moved to the Uk. Before talking with them I was applying to open an account in other banks but nobody was accepting me. They helped me in everything, I would be always grateful Reviewed on: 21st March 2021

safety

Your money is safe in an account! But it's not easy to put money into an ATM and I got a thousand pounds today. The staff said they could get the account today, but they didn't! Reviewed on: 10th March 2021

simple and straightforward

haven't face any issues accessing their service Reviewed on: 9th March 2021

Beaurocratic, slow, old school

Santander have a big issue when it comes to UI/UX. They lag behind competitors when it comes to mobile banking. Their structuring of what should be simple accounts is sub-par. Their approach to digital is archaic. Staff are consistently uninformed of products and procedures. Over reliance on forms and paperwork is off putting in dealing with them. Reviewed on: 25th February 2021

Great Banking and Customer Service

I've banked with Santander for many years and have always found my banking needs have been met in an efficient and accessible way and the Customer Service is always extremely good. I'm always informed of any changes or communications that I need to know about and the online banking is easy to use and fully comprehensive. I was even offered the chance to change to a different type of current account, so that my overdraft charges would be capped at a certain amount, saving me a lot of money, when the new Banking Overdraft Fees regulations changed last year. A very happy customer. Reviewed on: 22nd February 2021

Santander Current Account

Can't be faulted, good customer service and good online functionality Reviewed on: 18th February 2021

Best bank & customer service

I’ve been with the bank for over 40yrs and always received a warm friendly service Reviewed on: 18th February 2021

Fantastic Bank

Santander are a fantastic bank. They helped me when no other bank would support me. Since being with them my life has go better. They have fantastic staff who support you all the way Reviewed on: 17th February 2021

Simple and professional

Been easy to open an current account quick and simple Reviewed on: 16th February 2021

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Accounts
from Nomo 0.00 from 0 reviews
Current account
from The Co-operative Bank 4.15 from 428 reviews
Premier bank account
from HSBC 3.73 from 87 reviews

Want to see more from Santander?

Cash ISA
from Santander 4.35 from 81 reviews
Zero Credit Card
from Santander 4.26 from 21 reviews
Choice Current Account
from Santander 4.25 from 22 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub