Write a review

Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (347 reviews)

View other Scottish Building Society products

4.64

Based on 347 reviews, last reviewed 3rd Feb 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

5

I just like them and I felt the need to say it. I just like them and I felt the need to say it. I like how I'm not trying to tell a robot what I am calling about. I like the wait times when I call u... Read more Reviewed on: 3rd February 2025

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

Read all reviews See your review

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (347)

Review of the Scottish Building Society, Mortgages:

Old school service but in the best way.

Old school service but in the best way. Personal touch and friendly customer service. Reviewed on: 28th December 2024

Good

Scottish Building Society are easy to deal with. I have experienced no issues. Would recommend. Reviewed on: 29th September 2022

Amazing

They were very patient whilst out move in date was constantly delayed Reviewed on: 28th September 2022

Self build to fixed rate mortgage

Overall we have had a great experience with SBS, when in the self build phase of the mortgage SBS were easy to deal with and provided drawdown funds quickly and painlessly once all paperwork was in order. Once we had our building control completion certificate in place we got transferred to a fixed rate mortgage of our choosing within around a week saving us a considerable amount. Overall an excellent experience. Reviewed on: 28th September 2022

Very helpful with as a first time buyer

Very helpful throughout the whole process, and good rates too! I was asking for a slightly more complicated mortgage and they were incredibly helpful in getting this setup. A big thumbs up. Reviewed on: 28th September 2022

No hastle

Everything went smooth and was kept informed all the way Reviewed on: 27th September 2022

Brilliant options for First-Time Buyers

Although I applied for the mortgage through a mortgage adviser, I was happy with the options for first-time buyers that were available from the Scottish Building Society. The process of application was smooth and the documents were easy to provide. They gave me all the information I need, and I feel like I can easily get in touch with them if I have any queries. Reviewed on: 27th September 2022

Remortgage made easy

Efficient, knowledgeable and professional Reviewed on: 27th September 2022

Remortgage made easy.

From my first contact with SBS my remortgage was made easy. Any time I called I received the information I required. A lady called Nikki even called me from her home. Would have no hesitation in recommending SBS to anyone. Thank you. Ian. Reviewed on: 27th September 2022

Happy to have first mortgage approved

Our situation was a bit tricky and many lenders dropped out, so was very happy that SBS approved my mortgage. I was also keen to work with a local Scottish provider. The rate was decent and the communication was fast. My only wish is to have an online account to manage mortgage online (not found a way yet). Reviewed on: 27th September 2022

Great service and support

My new build was delayed. The team at SBS were fantastic and made the whole process seamless. They certainly alleviated my stress relating to the delay in the build. Well done to a great team. Reviewed on: 27th September 2022

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mortgage
from Santander 2.74 from 170 reviews
Mortgages
from Suffolk Building Society, formerly Ipswich Building Society 4.75 from 97 reviews
Mortgages
from Skipton Building Society 3.83 from 13 reviews

There's still more to see!

Scottish Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub