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Scottish Building Society: Mortgages reviews

4.65
Based on 347 reviews, last reviewed 3rd Feb 2025
38% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
See only 3 star reviews
4%
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2%
See only 1 star reviews
1%

Latest highest rating:

5

I just like them and I felt the need to say it. I just like them and I felt the need to say it. I like how I'm not trying to tell a robot what I am calling about. I like the wait times when I call u... Read more Reviewed on: 3rd February 2025
Karl H's avatar
Karl H

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (347)

Review of the Scottish Building Society, Mortgages:

Lifetime Mortgagr

4
Very efficient and speedy response when obtaining a lifetime mortgage Reviewed on: 14th November 2024

Excellent Customer Service

5
Spoke to Peter today re overpaying my mortgage. He could not have been more helpful. Patient and very clear explanation. Made everything very straightforward. Outstanding customer service. Thank you Reviewed on: 5th March 2024

Mortgage Redemption Procedure

5
Within 2 hours of seeking a redemption arrangement the necessary paperwork was in my possession. Furthermore there was only one phone call ! If there was to be a criticism it would be that the early redemption fee of over £2000 seemed excessive Reviewed on: 16th February 2024

Friendly and helpful.

5
Friendly and helpful. Very prompt in terms of communication. Clarity of information. Contact details easy to follow. Will have no problem if I have any issues. Reviewed on: 13th February 2024

SBS were efficient and communicative

5
SBS were efficient and communicated regular on the progress of my mortgage. Whilst I was waiting for the purchase of my house to go through, the mortgage rate dropped so SBS issued another mortgage offer with a lower rate and a longer term without me having to ask. The new Mortgage Offer documents arrived promptly, quick I sign the same day and returned. All sorted within 5 days ready for completion of my house. It's easy too deal with SBS and they have a customer contact number which is based in Scotland. This too me is very important that it's in the UK and not a call centre abroad. Reviewed on: 8th February 2024

very good experiance,nice pople.

5
very good experiance,nice pople. i like it Reviewed on: 20th January 2024

Great customer service, staff were very friendly and...

5
Great customer service, staff were very friendly and helpful. Reviewed on: 8th January 2024

Great Society

5
I used a broker but was copied into the conversation. Very helpful and dealing with a human rather than a computer was great. They went over and above for us. Reviewed on: 5th January 2024

Overall had a good experience, however the wait time...

4
Overall had a good experience, however the wait time to find out if my application had been approved was too long. Think overall I was left waiting around 3 weeks Reviewed on: 5th January 2024

Later life lending

5
Delighted with common sense approach and flexibility, prompt and personable underwriting, hands on BDM and excellent communication throughtout process. Reviewed on: 28th December 2023

Retirement Remortgage

5
Most impressive service from Alex Moffat and his colleagues, professional, friendly and seamless process ,provided our remortgage on a tight timescale. Reviewed on: 5th December 2023

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