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StepChange: Debt Management reviews

4.96
Based on 11,175 reviews, last reviewed 22nd May 2025
800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Provide an excellent free service! Provide an excellent free service! Reviewed on: 22nd May 2025
JAW's avatar
JAW

Latest lowest rating:

1

Poor advice My husband found himself in difficulty following a gambling addiction that he had used a credit card for along with maxing out his overdraft. We went ... Read more Reviewed on: 22nd April 2025
Leanne M's avatar
Leanne M

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (11175)

Review of the StepChange, Debt Management:

With you every step of the way (pun intended)

4
Just finished 6-year IVA, emergency expenditure and furlough delayed things. But SC were there every step (pun). Always at the end of the phone when needed. Reviewed on: 24th May 2024

Provide an excellent free service!

5
Provide an excellent free service! Reviewed on: 22nd May 2025

I was in deep debt and did not know where to turn ,...

5
I was in deep debt and did not know where to turn , ignoring all calls & letters , stepchange sorted me right out and quickly , I can now sleep Reviewed on: 21st May 2025

StepChange saved me

5
StepChange saved me from ending my life worrying and stressing about my debts. I wouldn't be here if it wasn't for StepChange Reviewed on: 21st May 2025

Life savers!

5
They are always so polite, informative and kind when I call them. They’re literally life savers! Reviewed on: 21st May 2025

Excellent care in a crisis

5
My partner had a health issue which ended his employment and ability to work. We didn't have any arrears but knew we couldn't keep up repayments we were advised to speak to stepchanfe and the support they provided and continue to do so is exceptional they took away all of the stress an amazing company especially for those like us,who would never have dreamed we would be in this position but you never know what's around the corner. Reviewed on: 9th May 2025

StepChange is a live saver.

5
StepChange is a live saver. Sleepless nights are a thing of the past. It made all the difference for someone to show that there was a way forward and eventually to become debt free. Reviewed on: 9th May 2025

Put you at ease straightaway.

5
Put you at ease straightaway. Great service and warm and friendly. Attentive and professional. Reviewed on: 8th May 2025

What to say?

5
What to say? They sorted me out proper when I was in a very tight spot.Cant complain, absolute life savers Reviewed on: 8th May 2025

Poor advice

1
My husband found himself in difficulty following a gambling addiction that he had used a credit card for along with maxing out his overdraft. We went to StepChange for help, although their service was excellent I feel we were given wrong advice. We were advised to ignore any letters sent by creditors which resulted in a default on my husband's credit score for the sake of a small overdraft. Fast forward 3 years and all our debts were cleared and we were ready to look for a mortgage to find only 1 lender would consider us due to the default on my husband's credit score. It caused so much unnecessary stress and we are paying through our nose in interest now. Reviewed on: 22nd April 2025

Recommended

5
Very positive experience, extremely helpful staff, helped every step of the way with my DMP, highly recommended to anyone who needs help can't praise them enough. Reviewed on: 16th March 2025

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