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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14716)

StepChange

5
StepChange is helping me sort out my my credit cards, because I'm having difficulty paying the recommended amount per month, but I'm still struggling and I don't know what to do! Reviewed on: 10th July 2025

Very pleased I decided to reach out to Step Change

5
I am very pleased I decided to reach out to Step Change for help with my debts. The process took a little while to complete to allow them to do all their checks and work out a monthly plan that would work best for me. However it was completely worth it and I feel so much better knowing I now have a monthly plan set up to cover all my debts. Reviewed on: 10th July 2025

Always ready to help that's it there brilliant

5
Always ready to help that's it there brilliant Reviewed on: 10th July 2025

very informative and helpful to get things sorted out .

5
very informative and helpful to get things sorted out .gave me piece of mind Reviewed on: 9th July 2025

Absolutely amazing to be debt free thank you stepcha...

5
Absolutely amazing to be debt free thank you stepchange I feel so happy stuck to it and now have result never would of done it without stepchange Reviewed on: 7th July 2025

They'll get you back to living

5
StepChange are a non judgemental, unpatronising organisation whose sole aim is to help us manage our debt which is fair, achievable and realistic. Reviewed on: 6th July 2025

Eased my stress and anxiety around debt.

5
StepChange has eased a lot of stress for me, there is no judgement just genuine helpful people who actually want to help me. Reviewed on: 6th July 2025

Very understanding customer servicenever judgmenta...

5
Very understanding customer service, never judgmental, explains every option that is available. Gives you hope for the future especially in a difficult situation. Reviewed on: 5th July 2025

They have been very helpful to me.

5
They have been very helpful to me.if I have any issues they always address it with great understanding and adjusted my repayment accordingly. Reviewed on: 4th July 2025

A breath of fresh air.

5
I felt like i was drawing and with the help from Step change i manage to organise a budget and have a plan in place. Reviewed on: 4th July 2025

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