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Tesco Bank: Car insurance reviews

2.46
Based on 531 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
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11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

5

Car Insurance was the best for me. When getting car insurance Tesco were able to give me the cover I wanted at the best price. It was easy to complete the forms on line and the cover wa... Read more Reviewed on: 17th April 2026
Mrscrackers's avatar
Mrscrackers

Latest lowest rating:

1

Car was in accident Tesco took car away repaired cru... Car was in accident Tesco took car away repaired crumple zone they said its not part of the car structure. I asked for full report and costs they sent... Read more Reviewed on: 15th April 2026
Barry p's avatar
Barry p

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (531)

Great value and service

5
Excellent value, easy to talk to and to understand. Clubcard points an added bonus! Reviewed on: 30th October 2016

Car Insurance

4
Great price, very flexible on payments and good customer service. Reviewed on: 25th October 2016

Terrible: ended up with IN10

1
Very disappointed. Tried emailing in no claims bonus.. Tescos had no email address that worked had to send no claims by post (Twice) which apparently they eventually received a day late so cancelled my insurance and did not inform me. They did however manage to take my payment. No surprise there! Long story short ended up with a IN10 after driving for 2 weeks unknowingly uninsured. Always been a honest working person last thing I expected was to be pulled in the back of a police car with my little boy.... Be careful!! Lesson learnt here!! Reviewed on: 15th October 2016

rip off

1
Just changed cars, told Tesco wanted stupid amount of money to carry the insurance on, so asked to cancel and its just cost me £70 to cancel, daylight robbery Reviewed on: 13th October 2016

Monet grabbers

1
Got my renewal notice and at the time i was getting rid of the car, i explained that i no longer had the car so did not want to renew. Got charged £40 cancellation fee for stopping the insurance 10 days before end date. Will not use Tesco insurance again for car, house are pet insurance Reviewed on: 9th October 2016

Stupit and idiot customer service

1
Got two months difference in license passing date by mistake and intead of solving it the man on on fone which is the biggest idiot i in the world cancelled and bloced only cz i have asked him to send me everything in writing horrivlble accent and a big idot Reviewed on: 7th October 2016

The Worst Third Party Cover Policy in the world!!!

1
Liability to 3rd party. Check it out they do not cover you for driving a uninsured car along with some other geographical restrictions. This is typically worded so the average Jo would not realise. Now my wife's car insurance lapsed during the time my father passed since then a car bumped into me while driving her car. Tesco said we are not liable please check our policy booklet. Now since then my wife is now with Sheila's Wheels and if you are over 25years old they cover you as long as the car is MOT'ed and Taxed. Stay away from Tesco. Reviewed on: 28th September 2016

Rip off! Avoid like the plague

1
Disgusted with Tesco Car Insurance. I move to a nicer area, have a driveway now instead of parking on street, few years no claims behind me... somehow this bumps my monthly payments up to 150% of what they were. So I complain, they invite me to cancel the policy and they'll waive the fee. I get a quote for half the price with better cover from Hastings. Go to cancel with Tesco and they say "That'll be £100+ please" - Hang on, what was that about the waived cancellation fee?! Well, it's obviously a not-a-cancellation-fee-but-is-a-fee-for-cancelling-which-is-totally-different. Terrible service and I certainly won't be considering them for any insurance in future. Reviewed on: 27th September 2016

It's Cheap but not the best

1
I got a quote for my car a through comparison site and TB turned out to be cheapest. I called them and bought it and later I realised that info in documents they sent is not correct (mismatch between what I originally filled in comparison site application and documents that TB has sent). I called them to correct it and to my shock they said my premium has gone up and I ended up paying that difference. What's the point of offering cheap premiums first and charging customers later. they should make sure their systems are in sync with comparison sites. Reviewed on: 27th September 2016

Cheapest insurance I could find

5
When looking for insurance for my car Tesco was very helpful and cheap considering I was 17 Reviewed on: 27th September 2016

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