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Tesco Bank: Clubcard Credit Card reviews

Name: Clubcard Credit Card
Rating: 4.16 (306 reviews)

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4.05

Based on 306 reviews, last reviewed 17th Jan 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

23%

10%

Latest highest rating:

5

very helpful and beneficial I am very happy to th... very helpful and beneficial I am very happy to this tesco bank Reviewed on: 17th January 2025

Latest lowest rating:

1

Scam, robbers. Had a credit card for a few years. They know my pay gets paid last working day of thr month and refuse to change my payment date to anyway near my pay... Read more Reviewed on: 31st October 2024

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About this product

Tesco Bank Clubcard Credit Card reviews can help you to find out about the pros and cons of the Clubcard Credit Card credit card. What kind of features do Tesco Bank customers like? Find out more about the Tesco Bank Clubcard Credit Card by reading our trusted Smart Money People reviews. You can also write your own Tesco Bank Clubcard Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Tesco Bank Clubcard Credit Card reviews (306)

Review of the Tesco Bank, Clubcard Credit Card:

Excellent way to boost club card points

Tesco credit card is a great way to boost your club card points, you get points every time you use it, and more if you are using it in Tesco stores. Pay it off in full every month and it works out well if you like to make use of the Tesco boost events to help out with birthdays, Christmas purchases etc. Reviewed on: 28th March 2016

Good Offers

Good offers for interest free periods sent through regularly. Only issue being that I was given a new club card number and didn't realise so my points weren't going to the account I checked. Customer service are very quick and helpful to sort out any issues including fraud attempts. Reviewed on: 7th February 2017

Absolute Rubbish.

They have no right to be called a bank as they have absolutely no idea what they're doing. They fail to send out statements so that you can pay your credit card bill on time then charge you a late payment fee and interest because your payment is late due to their incompetence. They tell you that you've chosen to have your statements sent by e-mail when you haven't. They tell you that their e-mails to you have bounced back - there's a good reason for that! They've used the wrong e-mail address. I'm trying to ascertain if they've sent my credit card statement to somebody else. If I find that they have, I'll sue them for breach of data protection. Reviewed on: 7th February 2017

Not as good as they used to be

Tesco used to give you a clubcard point for every two pounds you spent with your card, but changed it to one every eight pounds which is very different making the rewards much less Reviewed on: 5th February 2017

Tesco bank credit card

I applied for Tesco credit card, but I was declined. Tesco doesn't even provide soft credit check option. It goes straight to hard check and spoils credit history. I applied for Barclay and they accepted it. I never had bad credit history. I would suggest customers not to apply for Tesco credit card or loans. I called customer service and I was told that tesco doesn't have copy of my credit score. I have to order my credit check through third-party. Few of those listed on the refusal letter just to make money. Reviewed on: 4th February 2017

Does what it says

Collect clubcard points with this card. I always pay balance in full, so no charges. What more can you ask for? Reviewed on: 26th January 2017

Customer Service

Great customer service can never do too much for the customer ! Reviewed on: 12th January 2017

Getting rewards for using card.

Very stress free card and process. You get rewards for using it and can access it on line with no problems. Reviewed on: 2nd January 2017

No problems, but needs to modernise

I've never had an issue with the card, but the online system for payments and statements just feels very old-fashioned and could do with a makeover to make it a bit more visually appealing and user friendly. Reviewed on: 1st January 2017

Hassle Free and Rewarding

I've been with Tesco Bank for only a couple of weeks so far but am pleased I can collect loyalty points by using their credit card. I'd have been keener still to recommend the card if it awarded more points per purchase though... Reviewed on: 31st December 2016

Closing account

I had been fairly happy with the account but decided to cancel it as it wasn't my main account. It took a few phone calls and seemed like a long drawn out process. The staff were friendly and helpful throughout the procedure maintaining a professional image. Reviewed on: 24th December 2016

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