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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (324 reviews)

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3.99

Based on 324 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (324)

Every Little Helps

It is so convenient to use and as I pay off the balance at the end of the month, it costs me nothing but I earn points for later purchases. Reviewed on: 3rd April 2017

Clubcard points

I put all my spending on my card no matter how small the purchase to maximise my clubcard points. Then each month all my wages stay in the bank and at the end of the month i pay off as much as i can. I never pay interest on my credit cards either if i get to that point i switch to a new 0% card #maxyourmoney Reviewed on: 27th March 2017

A little extra

The clubcard points add up with every transaction and can be saved up and spent in lots of different ways. Great for saving for Christmas. Always remember to pay off in full each month. #MaxYourMoney Reviewed on: 21st March 2017

Club card points bonus

The credit card earns me club card points to spend however I like whenever I buy something. I get a bonus amount on my monthly shop too which gets me even more points Reviewed on: 20th March 2017

Excellent service, customer service is really good and easy to use

I find Tesco clubcard credit card service excellent.. I have never had any issues and find paying extra tonwars sthe balance, easy and straight forward. Reviewed on: 15th March 2017

money grabbing company

bad experience because they are greedy Reviewed on: 12th February 2017

Reliable and secure

Tesco Bank Clubcard Credit Card has been brilliant. They seem to constantly monitor my spending so that if there's any unusual activity, they're onto it. It's always good to know they're on top of things like that. And I earn Clubcard points on my spending too! Reviewed on: 12th February 2017

great

no problems ever - I use the additonal clubcard points towards diy products and white goods to renovate my house Reviewed on: 11th February 2017

Good Offers

Good offers for interest free periods sent through regularly. Only issue being that I was given a new club card number and didn't realise so my points weren't going to the account I checked. Customer service are very quick and helpful to sort out any issues including fraud attempts. Reviewed on: 7th February 2017

Absolute Rubbish.

They have no right to be called a bank as they have absolutely no idea what they're doing. They fail to send out statements so that you can pay your credit card bill on time then charge you a late payment fee and interest because your payment is late due to their incompetence. They tell you that you've chosen to have your statements sent by e-mail when you haven't. They tell you that their e-mails to you have bounced back - there's a good reason for that! They've used the wrong e-mail address. I'm trying to ascertain if they've sent my credit card statement to somebody else. If I find that they have, I'll sue them for breach of data protection. Reviewed on: 7th February 2017

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