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Tesco Bank: Clubcard credit cards reviews

3.95
Based on 349 reviews, last reviewed 21st Aug 2026
29% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
21%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026
Emmanuel O's avatar
Emmanuel O

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

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Tesco Bank Clubcard credit cards reviews (349)

Good rates

3
Would recommend to people who shop regular at Tesco because it helps accumulate Tesco card points when you spend Reviewed on: 30th May 2017

Convenient

5
Good limit , combination of club card and has a good app. Reviewed on: 30th May 2017

0% spend

5
Happy with the offer. 0% spend for a long period of time.easy to manage Reviewed on: 30th May 2017

Great customer service

4
Great service, really good app. Very easy to make payments and they apply common sense to blocking your card and do not block if you purchase a small item abroad. Reviewed on: 30th May 2017

Great service.

5
Customer service is great. Always happy to help and find a solution. Reviewed on: 30th May 2017

Really easy

5
Its really easy to set up and use. No problems contacting them. Reviewed on: 29th May 2017

Hassle free account

5
Never experienced any problems with this provider. Reviewed on: 23rd May 2017

Tesco Bank

1
Would not trust them with one penny Reviewed on: 18th May 2017

Caught a fraudster before I did

4
I was a victim of ceedir card fraud after thinking i was giving my details to amazon social media . Tesco immediately contacted me after the fraudster tried ro use my card to order pizza Reviewed on: 15th May 2017

Fine but no great benefits

3
I have used tesco credit card for a few years now. It is my main supermarket so I thought it made sense as it could result in extra clubcard points. I once used it to buy a £6000 kitchen and was surprised that I only gained £11 clubcard points that month. I should really swap, I'm sure there are better rewards out there. Plus, I keep having log in issues on their site which is a pain. Reviewed on: 8th May 2017

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