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Tesco Bank: Clubcard Credit Card reviews

4.02
Based on 304 reviews, last reviewed 31st Oct 2024
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
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23%
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9%
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1%
See only 1 star reviews
10%

Latest highest rating:

4

Fast Customer Service. I have only had one problem and it was satisfied quickly. Reviewed on: 4th September 2024
David Batchelor's avatar
David Batchelor

Latest lowest rating:

1

Scam, robbers. Had a credit card for a few years. They know my pay gets paid last working day of thr month and refuse to change my payment date to anyway near my pay... Read more Reviewed on: 31st October 2024
Michael B's avatar
Michael B

About this product

Tesco Bank Clubcard Credit Card reviews can help you to find out about the pros and cons of the Clubcard Credit Card credit card. What kind of features do Tesco Bank customers like? Find out more about the Tesco Bank Clubcard Credit Card by reading our trusted Smart Money People reviews. You can also write your own Tesco Bank Clubcard Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Tesco Bank Clubcard Credit Card reviews (304)

Not as good as they used to be

3
Tesco used to give you a clubcard point for every two pounds you spent with your card, but changed it to one every eight pounds which is very different making the rewards much less Reviewed on: 5th February 2017

Tesco bank credit card

1
I applied for Tesco credit card, but I was declined. Tesco doesn't even provide soft credit check option. It goes straight to hard check and spoils credit history. I applied for Barclay and they accepted it. I never had bad credit history. I would suggest customers not to apply for Tesco credit card or loans. I called customer service and I was told that tesco doesn't have copy of my credit score. I have to order my credit check through third-party. Few of those listed on the refusal letter just to make money. Reviewed on: 4th February 2017

Does what it says

5
Collect clubcard points with this card. I always pay balance in full, so no charges. What more can you ask for? Reviewed on: 26th January 2017

Customer Service

5
Great customer service can never do too much for the customer ! Reviewed on: 12th January 2017

Getting rewards for using card.

4
Very stress free card and process. You get rewards for using it and can access it on line with no problems. Reviewed on: 2nd January 2017

No problems, but needs to modernise

4
I've never had an issue with the card, but the online system for payments and statements just feels very old-fashioned and could do with a makeover to make it a bit more visually appealing and user friendly. Reviewed on: 1st January 2017

Hassle Free and Rewarding

3
I've been with Tesco Bank for only a couple of weeks so far but am pleased I can collect loyalty points by using their credit card. I'd have been keener still to recommend the card if it awarded more points per purchase though... Reviewed on: 31st December 2016

Closing account

3
I had been fairly happy with the account but decided to cancel it as it wasn't my main account. It took a few phone calls and seemed like a long drawn out process. The staff were friendly and helpful throughout the procedure maintaining a professional image. Reviewed on: 24th December 2016

Use to be great

3
Clubcard really did reward in the past. I've found that loyalty bonus points are not really handed out anymore, if they are it's not much. 5 years ago, I managed to save my points to take my family on a holiday to Jamaica, that would be impossible now. Reviewed on: 24th December 2016

No problems

4
I had a credit card with tesco bank and got an offer sent through for 0% purchase card. It was easy to apply for it online and the app on my phone shows both cards separately and is easy to do everyday transactions using it and set up the direct debit Reviewed on: 24th December 2016

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