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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 335 reviews, last reviewed 14th May 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026
Steve M's avatar
Steve M

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026
atkinse's avatar
atkinse

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

Great service.

5
Customer service is great. Always happy to help and find a solution. Reviewed on: 30th May 2017

Really easy

5
Its really easy to set up and use. No problems contacting them. Reviewed on: 29th May 2017

Hassle free account

5
Never experienced any problems with this provider. Reviewed on: 23rd May 2017

Tesco Bank

1
Would not trust them with one penny Reviewed on: 18th May 2017

Caught a fraudster before I did

4
I was a victim of ceedir card fraud after thinking i was giving my details to amazon social media . Tesco immediately contacted me after the fraudster tried ro use my card to order pizza Reviewed on: 15th May 2017

Fine but no great benefits

3
I have used tesco credit card for a few years now. It is my main supermarket so I thought it made sense as it could result in extra clubcard points. I once used it to buy a £6000 kitchen and was surprised that I only gained £11 clubcard points that month. I should really swap, I'm sure there are better rewards out there. Plus, I keep having log in issues on their site which is a pain. Reviewed on: 8th May 2017

Clubcard points on all your shopping

4
Great credit card linked to your Tesco Clubcard, so you earn points whenever you use the card whether it be in Tescos, online, eating out - anywhere!! We use all the extra points for Days Out vouchers. Reviewed on: 7th May 2017

If I'm honest I have to admit I chose them for the Clubcard points

5
However they have been a very decent credit card provider. I pay off the balance each month and it was simple to set up a direct debit to do this. The statements are simple to read. There's no bells or whistles but there are Clubcard points to be had. Reviewed on: 7th May 2017

Great Credit Cards

5
I've had 2 different credit cards with Tesco Bank over the past few years and have always found them great value and very friendly/helpful/professional every time that I have needed to contact them. I'd definitely recommend them to everyone I know!! Reviewed on: 6th May 2017

Fabulous card

5
Great service, reasonable points scheme and always fast to sort us out when my husband loses his card - EVERY time he goes to London! Reviewed on: 4th May 2017

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