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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.87 (346 reviews)

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3.87

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Great card

Great credit card , low interest too Reviewed on: 8th June 2017

excellent credit card provider

i have been with tesco for there clubcard credit card for several years now and have never had a problem, they even offered me a second card with a 2 year interest free period of 48 months. Reviewed on: 8th June 2017

Clear and practical from the off!

The main reason I would happily recommend Tesco Bank and in particular, the credit card product, is that their online banking management is so easy to use! I now have the app on my phone and really like that it doesn't have unnecessary management options - just the practical ones you need. Very happy Tesco customer! Reviewed on: 5th June 2017

Ok service

Easy enough to apply but took ages on the phone. Friendly enough but not the most flexible card you could have regarding balance transfers and money transfer. Look around before deciding this one. Reviewed on: 5th June 2017

Excellent credit card with great rewards

Fantastic credit card. Easy way to collect clubcard points. Excellent customer service when I have contacted them. Cant fault them. Reviewed on: 4th June 2017

Interest Free and Clubcard Points Too

I have had no problems at all with Tesco bank credit card. There are easy ways to pay and you can check your balance or make payments online. From time to time you get the option of increasing your credit limit but if you don't want to that's ok too so there's no pressure. The card I got has got interest free credit which has been helpful as I am having my house renovated, so I have paid with my credit card and now I have a bit of breathing space to pay without worrying about how much interest I will have to pay. Added to all that, I also get Clubcard points! Reviewed on: 2nd June 2017

Excellent

Easy and simple to apply with quick decision Reviewed on: 31st May 2017

Good rates

Would recommend to people who shop regular at Tesco because it helps accumulate Tesco card points when you spend Reviewed on: 30th May 2017

Convenient

Good limit , combination of club card and has a good app. Reviewed on: 30th May 2017

0% spend

Happy with the offer. 0% spend for a long period of time.easy to manage Reviewed on: 30th May 2017

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