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Tesco Bank: Clubcard credit cards reviews

4.03
Based on 328 reviews, last reviewed 24th Mar 2026
600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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9%
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2%
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10%

Latest highest rating:

5

Excellent customer service. Any queries are always resolved quickly and with friendly efficient customer service staff. The app is excellent, all your transactions to see plus y... Read more Reviewed on: 24th March 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (328)

If I'm honest I have to admit I chose them for the Clubcard points

5
However they have been a very decent credit card provider. I pay off the balance each month and it was simple to set up a direct debit to do this. The statements are simple to read. There's no bells or whistles but there are Clubcard points to be had. Reviewed on: 7th May 2017

Great Credit Cards

5
I've had 2 different credit cards with Tesco Bank over the past few years and have always found them great value and very friendly/helpful/professional every time that I have needed to contact them. I'd definitely recommend them to everyone I know!! Reviewed on: 6th May 2017

Fabulous card

5
Great service, reasonable points scheme and always fast to sort us out when my husband loses his card - EVERY time he goes to London! Reviewed on: 4th May 2017

Spend as you earn

5
Great way to earn points when you spend and also you can make the points go further when you can double your points on certain promotions. Reviewed on: 2nd May 2017

No problems

5
Ive had my card a fair few years now. I like how I am sent an email each month telling me my new statement is ready to view. It is so easy to view and pay. Reviewed on: 2nd May 2017

Good company, looks after customers

4
Great way to earn Tesco boost vouchers for meals out Reviewed on: 2nd May 2017

Great service from Tesco Credit Card

5
Tesco credit card is so good because you are able to earn Clubcard points every time you use it - these can then be exchanged for Clubcard Rewards which is a great benefit. It is also very simple and clear to view your transactions and make payments. Reviewed on: 1st May 2017

Great for Tesco shops

5
I only use this for shopping in Tesco, but the points add up very quickly, and are very useful. Never had an admin problem, customer service has been very good. so fully happy. Reviewed on: 30th April 2017

Highly recommended

5
Never had any issues with Tesco credit card and it helps build your points balance really quickly which we trade in for meals out and cinema tickets. The only complaint would be the website could do with some modernising, but it is still pretty user friendly. Reviewed on: 23rd April 2017

Convenient and practical

4
Tesco Clubcard has made it easier to save and spend money wisely, as well as to provide the security and flexibility to make my money go further. Reviewed on: 14th April 2017

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