Smart Money People Logo

Tesco Bank: Clubcard credit cards reviews

3.98
Based on 319 reviews, last reviewed 5th Sep 2025
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Tesco Bank Clubcard credit cards reviews (319)

Convenient and practical

4
Tesco Clubcard has made it easier to save and spend money wisely, as well as to provide the security and flexibility to make my money go further. Reviewed on: 14th April 2017

Great family savings

5
Fantastic bonus back when using Tesco Bank x have used money back vouchers for days out and savings towards Christmas Reviewed on: 4th April 2017

excellent product

5
this is an excellent product with great rewards which can be spent on shopping or swapped for greater rewards to spend with other companies Reviewed on: 4th April 2017

Earn Points for Shopping

4
This card allow you to earn Tesco Clubcard points just for shopping which works out very well, especially if you boost the points. Reviewed on: 4th April 2017

Simple customer service. No complaints

4
Takes awhile to get threw, but are always helpful when I do. Lots of products to choose from. Reviewed on: 4th April 2017

Every Little Helps

5
It is so convenient to use and as I pay off the balance at the end of the month, it costs me nothing but I earn points for later purchases. Reviewed on: 3rd April 2017

Clubcard points

5
I put all my spending on my card no matter how small the purchase to maximise my clubcard points. Then each month all my wages stay in the bank and at the end of the month i pay off as much as i can. I never pay interest on my credit cards either if i get to that point i switch to a new 0% card #maxyourmoney Reviewed on: 27th March 2017

A little extra

3
The clubcard points add up with every transaction and can be saved up and spent in lots of different ways. Great for saving for Christmas. Always remember to pay off in full each month. #MaxYourMoney Reviewed on: 21st March 2017

Club card points bonus

5
The credit card earns me club card points to spend however I like whenever I buy something. I get a bonus amount on my monthly shop too which gets me even more points Reviewed on: 20th March 2017

Excellent service, customer service is really good and easy to use

5
I find Tesco clubcard credit card service excellent.. I have never had any issues and find paying extra tonwars sthe balance, easy and straight forward. Reviewed on: 15th March 2017

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Tesco Bank?

  • Life Insurance

    from Tesco Bank 4.40 from 2 reviews
    Tesco Bank
  • Current Account

    from Tesco Bank 4.38 from 68 reviews
    Tesco Bank
  • Instant Access Savings

    from Tesco Bank 4.00 from 5 reviews
    Tesco Bank
    View all products