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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.87 (346 reviews)

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3.87

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Great service

Great service Always helpful Fab interest free on purchases period Also acts as a club card and spending earns me club card points Reviewed on: 29th June 2017

Tesco bank is the worst

Poor experience. Terrible customer advisers. You're better off keeping your money in a shoe box under the bed. Reviewed on: 23rd June 2017

Best credit card with Rewards

I am using Tesco Bank credit card since last 5 years and found most rewarding card. Dine out offers are amazing. Reviewed on: 22nd June 2017

Credit Card

Easy application process, friendly customer service, good rewards, very low APR Reviewed on: 22nd June 2017

Great way to earn clubcard points

I had 21 months interest which I thought was really generous. Reviewed on: 12th June 2017

Fabulous Tesco!

Very quick, did a balance transfer, perfect! Reviewed on: 12th June 2017

Points

Great credit card, earn clubcard points too Reviewed on: 12th June 2017

No fees, no hassle

Great credit card. Does what it says, and you get extra clubcard points (although less than we used to get) Reviewed on: 11th June 2017

Great if you pay in full

Never had any problems. By paying balance in full each month no cost to me but get additional clubcard points which I convert into decent rewards every so often Reviewed on: 11th June 2017

a card with rewards

great customer service, easy online access and Tesco clubcard points on every spend Reviewed on: 11th June 2017

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