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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (320 reviews)

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3.98

Based on 320 reviews, last reviewed 8th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

They are a pain. They are a pain. When you do a balance transfer on other credit cards the statement tells you the end date. With Tesco Bank it doesn't put any dat... Read more Reviewed on: 8th October 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (320)

Fine but no great benefits

I have used tesco credit card for a few years now. It is my main supermarket so I thought it made sense as it could result in extra clubcard points. I once used it to buy a £6000 kitchen and was surprised that I only gained £11 clubcard points that month. I should really swap, I'm sure there are better rewards out there. Plus, I keep having log in issues on their site which is a pain. Reviewed on: 8th May 2017

Clubcard points on all your shopping

Great credit card linked to your Tesco Clubcard, so you earn points whenever you use the card whether it be in Tescos, online, eating out - anywhere!! We use all the extra points for Days Out vouchers. Reviewed on: 7th May 2017

If I'm honest I have to admit I chose them for the Clubcard points

However they have been a very decent credit card provider. I pay off the balance each month and it was simple to set up a direct debit to do this. The statements are simple to read. There's no bells or whistles but there are Clubcard points to be had. Reviewed on: 7th May 2017

Great Credit Cards

I've had 2 different credit cards with Tesco Bank over the past few years and have always found them great value and very friendly/helpful/professional every time that I have needed to contact them. I'd definitely recommend them to everyone I know!! Reviewed on: 6th May 2017

Fabulous card

Great service, reasonable points scheme and always fast to sort us out when my husband loses his card - EVERY time he goes to London! Reviewed on: 4th May 2017

Spend as you earn

Great way to earn points when you spend and also you can make the points go further when you can double your points on certain promotions. Reviewed on: 2nd May 2017

No problems

Ive had my card a fair few years now. I like how I am sent an email each month telling me my new statement is ready to view. It is so easy to view and pay. Reviewed on: 2nd May 2017

Good company, looks after customers

Great way to earn Tesco boost vouchers for meals out Reviewed on: 2nd May 2017

Great service from Tesco Credit Card

Tesco credit card is so good because you are able to earn Clubcard points every time you use it - these can then be exchanged for Clubcard Rewards which is a great benefit. It is also very simple and clear to view your transactions and make payments. Reviewed on: 1st May 2017

Great for Tesco shops

I only use this for shopping in Tesco, but the points add up very quickly, and are very useful. Never had an admin problem, customer service has been very good. so fully happy. Reviewed on: 30th April 2017

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