Paid advertisement
Smart Money People Logo
Newsletter

Tesco Bank: Clubcard credit cards reviews

3.95
Based on 349 reviews, last reviewed 21st Aug 2026
29% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
21%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026
Emmanuel O's avatar
Emmanuel O

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Tesco Bank Clubcard credit cards reviews (349)

Easy simple credit card

5
Basic card with offers updated regularly. Reviewed on: 30th June 2017

Great credit card!

4
A great account that lets you collect Clubcard points as you spend. A very good smartphone app lets you monitor your account & make payments easily. Reviewed on: 30th June 2017

Tesco offered good rate and have offered good customer service

4
Tesco Bank has been easy to use within the app. They offered me a great rate and continue to use card to improve my credit rating. Reviewed on: 29th June 2017

Great service

5
Great service Always helpful Fab interest free on purchases period Also acts as a club card and spending earns me club card points Reviewed on: 29th June 2017

Tesco bank is the worst

1
Poor experience. Terrible customer advisers. You're better off keeping your money in a shoe box under the bed. Reviewed on: 23rd June 2017

Best credit card with Rewards

5
I am using Tesco Bank credit card since last 5 years and found most rewarding card. Dine out offers are amazing. Reviewed on: 22nd June 2017

Credit Card

4
Easy application process, friendly customer service, good rewards, very low APR Reviewed on: 22nd June 2017

Great way to earn clubcard points

5
I had 21 months interest which I thought was really generous. Reviewed on: 12th June 2017

Fabulous Tesco!

5
Very quick, did a balance transfer, perfect! Reviewed on: 12th June 2017

Points

3
Great credit card, earn clubcard points too Reviewed on: 12th June 2017

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Tesco Bank?

  • Current account (discontinued)

    from Tesco Bank 4.41 from 70 reviews
    Tesco Bank
  • Home insurance

    from Tesco Bank 4.10 from 131 reviews
    Tesco Bank
  • Instant Access Savings

    from Tesco Bank 4.05 from 5 reviews
    Tesco Bank
    View all products