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Tesco Bank: Clubcard credit cards reviews

3.96
Based on 321 reviews, last reviewed 7th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (321)

Interest Free and Clubcard Points Too

4
I have had no problems at all with Tesco bank credit card. There are easy ways to pay and you can check your balance or make payments online. From time to time you get the option of increasing your credit limit but if you don't want to that's ok too so there's no pressure. The card I got has got interest free credit which has been helpful as I am having my house renovated, so I have paid with my credit card and now I have a bit of breathing space to pay without worrying about how much interest I will have to pay. Added to all that, I also get Clubcard points! Reviewed on: 2nd June 2017

Excellent

5
Easy and simple to apply with quick decision Reviewed on: 31st May 2017

Good rates

3
Would recommend to people who shop regular at Tesco because it helps accumulate Tesco card points when you spend Reviewed on: 30th May 2017

Convenient

5
Good limit , combination of club card and has a good app. Reviewed on: 30th May 2017

0% spend

5
Happy with the offer. 0% spend for a long period of time.easy to manage Reviewed on: 30th May 2017

Great customer service

4
Great service, really good app. Very easy to make payments and they apply common sense to blocking your card and do not block if you purchase a small item abroad. Reviewed on: 30th May 2017

Great service.

5
Customer service is great. Always happy to help and find a solution. Reviewed on: 30th May 2017

Really easy

5
Its really easy to set up and use. No problems contacting them. Reviewed on: 29th May 2017

Hassle free account

5
Never experienced any problems with this provider. Reviewed on: 23rd May 2017

Tesco Bank

1
Would not trust them with one penny Reviewed on: 18th May 2017

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