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Tesco Bank: Clubcard credit cards reviews

3.99
Based on 335 reviews, last reviewed 14th May 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

been with TESCO many years. been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service h... Read more Reviewed on: 17th April 2026
Steve M's avatar
Steve M

Latest lowest rating:

1

Credit Card Transfer to Tesco Bank - DON’T DO IT Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let... Read more Reviewed on: 14th May 2026
atkinse's avatar
atkinse

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (335)

28 month Interest free card.

5
Applied for a 28 month Interest free card, rang customer services. Helpful staff and quick to approve me. Reviewed on: 1st September 2017

Excellent interest free period and bonus of clubcard points

5
Excellent customer service. I decided to go with Tesco Credit Card due to their lengthy interest free purchases period and the fact that you also get clubcard points for spending (a happy bonus). Reviewed on: 18th July 2017

Good rates and easy to manage

5
Love how easy it is to manage the account with the app. Easy and simple to make payments Reviewed on: 14th July 2017

Great app, good offers

5
Did a balance transfer over to Tesco Bank as they had an attractive zero percent interest offer for 2y+. Coming from Barclaycard, whose app I quite like, the Tesco one is even better and i couldn't ask for more from it really. The customer service team is a hell of a lot better than Barclaycard too. Reviewed on: 7th July 2017

great product & REWARDS

5
Tesco Bank are really great for customer services & their clubcard credit card is great for rewards which can be used against future shopping or swapped to double or quadruple the value of them to spend in restaurants, hotels etc Reviewed on: 4th July 2017

Reliable

5
I've currently had my Tesco credit card for 3 years and throughout that time the repayments have been low and zero pressure to increase my limit. Very happy. Helpful call centre staff too. Reviewed on: 30th June 2017

Easy simple credit card

5
Basic card with offers updated regularly. Reviewed on: 30th June 2017

Great credit card!

4
A great account that lets you collect Clubcard points as you spend. A very good smartphone app lets you monitor your account & make payments easily. Reviewed on: 30th June 2017

Tesco offered good rate and have offered good customer service

4
Tesco Bank has been easy to use within the app. They offered me a great rate and continue to use card to improve my credit rating. Reviewed on: 29th June 2017

Great service

5
Great service Always helpful Fab interest free on purchases period Also acts as a club card and spending earns me club card points Reviewed on: 29th June 2017

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