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Tesco Bank: Clubcard credit cards reviews

3.95
Based on 349 reviews, last reviewed 21st Aug 2026
29% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
21%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026
Emmanuel O's avatar
Emmanuel O

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (349)

Clubcard points on all your shopping

4
Great credit card linked to your Tesco Clubcard, so you earn points whenever you use the card whether it be in Tescos, online, eating out - anywhere!! We use all the extra points for Days Out vouchers. Reviewed on: 7th May 2017

If I'm honest I have to admit I chose them for the Clubcard points

5
However they have been a very decent credit card provider. I pay off the balance each month and it was simple to set up a direct debit to do this. The statements are simple to read. There's no bells or whistles but there are Clubcard points to be had. Reviewed on: 7th May 2017

Great Credit Cards

5
I've had 2 different credit cards with Tesco Bank over the past few years and have always found them great value and very friendly/helpful/professional every time that I have needed to contact them. I'd definitely recommend them to everyone I know!! Reviewed on: 6th May 2017

Fabulous card

5
Great service, reasonable points scheme and always fast to sort us out when my husband loses his card - EVERY time he goes to London! Reviewed on: 4th May 2017

Spend as you earn

5
Great way to earn points when you spend and also you can make the points go further when you can double your points on certain promotions. Reviewed on: 2nd May 2017

No problems

5
Ive had my card a fair few years now. I like how I am sent an email each month telling me my new statement is ready to view. It is so easy to view and pay. Reviewed on: 2nd May 2017

Good company, looks after customers

4
Great way to earn Tesco boost vouchers for meals out Reviewed on: 2nd May 2017

Great service from Tesco Credit Card

5
Tesco credit card is so good because you are able to earn Clubcard points every time you use it - these can then be exchanged for Clubcard Rewards which is a great benefit. It is also very simple and clear to view your transactions and make payments. Reviewed on: 1st May 2017

Great for Tesco shops

5
I only use this for shopping in Tesco, but the points add up very quickly, and are very useful. Never had an admin problem, customer service has been very good. so fully happy. Reviewed on: 30th April 2017

Highly recommended

5
Never had any issues with Tesco credit card and it helps build your points balance really quickly which we trade in for meals out and cinema tickets. The only complaint would be the website could do with some modernising, but it is still pretty user friendly. Reviewed on: 23rd April 2017

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