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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 319 reviews, last reviewed 5th Sep 2025
83% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

No problems, but needs to modernise

4
I've never had an issue with the card, but the online system for payments and statements just feels very old-fashioned and could do with a makeover to make it a bit more visually appealing and user friendly. Reviewed on: 1st January 2017

Hassle Free and Rewarding

3
I've been with Tesco Bank for only a couple of weeks so far but am pleased I can collect loyalty points by using their credit card. I'd have been keener still to recommend the card if it awarded more points per purchase though... Reviewed on: 31st December 2016

Closing account

3
I had been fairly happy with the account but decided to cancel it as it wasn't my main account. It took a few phone calls and seemed like a long drawn out process. The staff were friendly and helpful throughout the procedure maintaining a professional image. Reviewed on: 24th December 2016

Use to be great

3
Clubcard really did reward in the past. I've found that loyalty bonus points are not really handed out anymore, if they are it's not much. 5 years ago, I managed to save my points to take my family on a holiday to Jamaica, that would be impossible now. Reviewed on: 24th December 2016

No problems

4
I had a credit card with tesco bank and got an offer sent through for 0% purchase card. It was easy to apply for it online and the app on my phone shows both cards separately and is easy to do everyday transactions using it and set up the direct debit Reviewed on: 24th December 2016

Every Little Does Help

5
Had a Tesco credit card for years and always felt very valued. Able to collect loads of points in store and anywhere when buying. Great to have some rewards when shopping! Reviewed on: 24th December 2016

Credit card

4
Have used this for 5+years, MasterCard is accepted in many place I visit & have had no issue. Bill paid off by Direct Debt each month Reviewed on: 24th December 2016

Good For Points

3
I like the fact that I can collect Clubcard points with my spending on my card no matter where I am but my card doesn't really offer me any other incentive/reward for staying with them. Reviewed on: 24th December 2016

Great creditcard

5
I like the credit card. Interest free on purchases for 22 months is great! I also really like the app and would recommend this to other people. Reviewed on: 21st December 2016

Great collecting clubcard points

5
clubcard points are great as I use the points for savings on family holidays Reviewed on: 19th December 2016

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