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Tesco Bank: Clubcard credit cards reviews

3.87
Based on 346 reviews, last reviewed 21st Jul 2026
40% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026
Mahmoud S's avatar
Mahmoud S

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Fabulous card

5
Great service, reasonable points scheme and always fast to sort us out when my husband loses his card - EVERY time he goes to London! Reviewed on: 4th May 2017

Spend as you earn

5
Great way to earn points when you spend and also you can make the points go further when you can double your points on certain promotions. Reviewed on: 2nd May 2017

No problems

5
Ive had my card a fair few years now. I like how I am sent an email each month telling me my new statement is ready to view. It is so easy to view and pay. Reviewed on: 2nd May 2017

Good company, looks after customers

4
Great way to earn Tesco boost vouchers for meals out Reviewed on: 2nd May 2017

Great service from Tesco Credit Card

5
Tesco credit card is so good because you are able to earn Clubcard points every time you use it - these can then be exchanged for Clubcard Rewards which is a great benefit. It is also very simple and clear to view your transactions and make payments. Reviewed on: 1st May 2017

Great for Tesco shops

5
I only use this for shopping in Tesco, but the points add up very quickly, and are very useful. Never had an admin problem, customer service has been very good. so fully happy. Reviewed on: 30th April 2017

Highly recommended

5
Never had any issues with Tesco credit card and it helps build your points balance really quickly which we trade in for meals out and cinema tickets. The only complaint would be the website could do with some modernising, but it is still pretty user friendly. Reviewed on: 23rd April 2017

Convenient and practical

4
Tesco Clubcard has made it easier to save and spend money wisely, as well as to provide the security and flexibility to make my money go further. Reviewed on: 14th April 2017

Great family savings

5
Fantastic bonus back when using Tesco Bank x have used money back vouchers for days out and savings towards Christmas Reviewed on: 4th April 2017

excellent product

5
this is an excellent product with great rewards which can be spent on shopping or swapped for greater rewards to spend with other companies Reviewed on: 4th April 2017

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