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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

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4.00

Based on 319 reviews, last reviewed 5th Sep 2025

83% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

Better than most banks

I use Tesco credit card and it's very good. It gives longer 0% interest free time than most banks. Reviewed on: 19th December 2016

Love it

I love my tesco clubcard credit card as i gain loads of clubcard points whilst i spend on it, so its great Reviewed on: 19th December 2016

Got a good deal

I use the Tesco clubcard and they are fine, had a good deal with interest free Reviewed on: 16th December 2016

Clubcard points bonuses

I like using the Tesco credit card for the extra club card points I gain when shopping Reviewed on: 15th December 2016

Fine

I use a Tesco CC and it's fine. I pay off monthly, so never have any issues or concerns about APR etc. Reviewed on: 13th December 2016

Pay it off and it's amazing

The Tesco Mastercard is amazing as long as you pay off the full balance each month so no interest charged. No fees and I collect extra clubcard points to get free days out! Reviewed on: 12th December 2016

Charges

They charged me £12 for being 1 day late when I owed them £3 - poor Reviewed on: 9th December 2016

useful for club card points

I use my Tesco Club card Credit card for my food shopping as I get more points. I pay it off in full each month, but I might as well get more more points. Reviewed on: 9th December 2016

Every little helps!

I collect points where ever I shop which I convert for to use on club card deals and in some cases you can get three or four times it value Reviewed on: 7th December 2016

Great points scheme

I like that I can collect points when i use it which is nice to save up for treats such as meals out and magazine subscriptions. Reviewed on: 6th December 2016

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