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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 319 reviews, last reviewed 5th Sep 2025
83% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (319)

Used to be good

3
Used to be a good credit card, but now they have decreased the number of clubcards points it's just OK Reviewed on: 2nd December 2016

Perks?

3
it’s OK - I pay it off every month, so I don't know about the interest or any perks, other than the Clubcard Points. Reviewed on: 1st December 2016

Great!

5
0% on balance transfers 23 months interest free! Apple Pay compatible & I collect club card points and Save themfor Christmas Reviewed on: 30th November 2016

OK

3
The Tesco club card credit card is ok for an emergency and that's about it Reviewed on: 30th November 2016

Recommended

4
Good if you shop at Tesco as you get clubcard points Reviewed on: 29th November 2016

Clubcard points

3
My Clubcard credit card is ok and gives double points on shopping Reviewed on: 29th November 2016

Clubcard points

5
The Tesco Clubcard Credit Card is great because of all the extra clubcard points you get when spending Reviewed on: 28th November 2016

Great Credit Card - no problems!

5
We hadn't had a credit card before but decided to get one to benefit from the Clubcard points. It was quick and simple to set up, cards came really fast, it is simple to understand the bill and pay via online banking each month. No problems at all and we are earning Clubcard points for all our spending :) Reviewed on: 16th November 2016

great product

5
Great customer service from Tesco Reviewed on: 6th September 2016

Tesco CC has enabled us to have family holidays in lean times

5
We both hold tesco credit cards & use them to build up points which we then boost for our ferry journeys to go on holidays in the summer. Tesco CC have been great to deal with whenever we've had any trouble with fraud too. Reviewed on: 6th September 2016

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