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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.13 (325 reviews)

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3.98

Based on 325 reviews, last reviewed 19th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

56%

22%

10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (325)

Fine

I use a Tesco CC and it's fine. I pay off monthly, so never have any issues or concerns about APR etc. Reviewed on: 13th December 2016

Pay it off and it's amazing

The Tesco Mastercard is amazing as long as you pay off the full balance each month so no interest charged. No fees and I collect extra clubcard points to get free days out! Reviewed on: 12th December 2016

Charges

They charged me £12 for being 1 day late when I owed them £3 - poor Reviewed on: 9th December 2016

useful for club card points

I use my Tesco Club card Credit card for my food shopping as I get more points. I pay it off in full each month, but I might as well get more more points. Reviewed on: 9th December 2016

Every little helps!

I collect points where ever I shop which I convert for to use on club card deals and in some cases you can get three or four times it value Reviewed on: 7th December 2016

Great points scheme

I like that I can collect points when i use it which is nice to save up for treats such as meals out and magazine subscriptions. Reviewed on: 6th December 2016

Used to be good

Used to be a good credit card, but now they have decreased the number of clubcards points it's just OK Reviewed on: 2nd December 2016

Perks?

it’s OK - I pay it off every month, so I don't know about the interest or any perks, other than the Clubcard Points. Reviewed on: 1st December 2016

Great!

0% on balance transfers 23 months interest free! Apple Pay compatible & I collect club card points and Save themfor Christmas Reviewed on: 30th November 2016

OK

The Tesco club card credit card is ok for an emergency and that's about it Reviewed on: 30th November 2016

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